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Volume 25 Issue 12

Tuesday, January 20, 2026

Advocacy Update: HUD Proposed Rule on Disparate Impact Liability; Ginnie Mae Digital Collateral Program Expansion; more

This week’s top legislative and policy news from the Mortgage Bankers Association.

Jeremy Green Joins MBA as Vice President of Legislative Affairs

MBA announced that Jeremy Green joined the association as Vice President of Legislative Affairs. He will advocate on behalf of MBA's policy priorities on Capitol Hill, with a primary focus on Democratic members and their offices within the United States Senate.

Zillow: 20 Major Metros to See Homes Reach ‘Affordable’ Status by December

Zillow, Seattle, projected that the mortgage payment for a typical home should be affordable in 20 of the nation’s 50 largest metros by December, the longest that list has looked since 2022.

MBA VIDEOS

Jamie Woodwell Previews #MBACREF26

Jamie Woodwell Previews #MBACREF26

MBA Eye on Washington

MBA Eye on Washington

MBANow: John McMullen Discusses MBA’s Condominium Lending Advocacy

MBANow: John McMullen Discusses MBA’s Condominium Lending Advocacy

MBANow: Deb Dubois on MBA Opens Doors' Partnership with Nicklaus Children's Hospital

MBANow: Deb Dubois on MBA Opens Doors' Partnership with Nicklaus Children's Hospital

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TOP NATIONAL NEWS

Ginnie Mae Adds Pooling Flexibilities as 2026 Gets Underway
Gen X and Millennials Will Inherit Trillions in Real Estate Over the Next Decade
How Fannie Mae and Freddie Mac Could Push Mortgage Rates Lower — at Least Temporarily
Where Homes are Most (and Least) Affordable

UPCOMING EVENTS AND NEWS

MBA State of the Association Address, Jan. 22, 2026
Access to Research: Make Data-Informed Decisions webinar, Jan. 23
MBA Servicing Solutions Conference and Expo, Feb. 16-19
Learn About the MBA State Ambassador Program

Strong Demand for Senior Living in Q4 2025 Meets Limited New Inventory

The National Investment Center for Seniors Housing & Care reported senior housing occupancy ended 2025 at 89.1%. That’s an increase of 0.4 percentage points from Q3 and marked the 18th consecutive quarter of occupancy rate increases.

January 16, 2026

Home Sales in Master-Planned Communities Dip

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Home sales in master-planned community sales finished the year 3% below the pace they set in 2024, according to RCLCO Real Estate Consulting, Bethesda, Md.

January 20, 2026

Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread

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In recent months, rate volatility has diminished, as the future course of monetary policy has become clearer and financial markets have been relatively calm. Last week’s announcement that the GSEs will increase their purchases of MBS brought the spread in further, and mortgage rates dropped further over the course of the week.

January 16, 2026

ATTOM: Foreclosure Activity Increased in 2025

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ATTOM, Irvine, Calif., found that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023.

January 19, 2026

Deadline Jan. 31: Residential mPact Spotlight Award

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Twice a year, MBA recognizes industry professionals, aged 40 years or under, that demonstrate a commitment to their company’s success, strengthening communities, and a better future for homebuyers.

January 16, 2026

Disaster Recovery: A Resource for Homeowners

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MBA's Disaster Recovery: A Resource for Homeowners outlines what homeowners can do before and after a disaster, along with how to start and work through the recovery process.

January 16, 2026

CBRE Forecasts CRE Investment Volume Growth

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CBRE, Dallas, said it expects the commercial real estate market to see a 16% increase in investment volume in 2026, nearly matching pre-pandemic levels.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
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