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Volume 25 Issue 20

Friday, January 30, 2026

To the Point With Bob: Why It’s Time for Competition for Credit Scores and Reports

MBA President and CEO Bob Broeksmit, CMB, says it’s time for competition for credit scores and reports.

Industry Briefs, Feb. 2, 2026

Industry news from ACES Quality Management, BaseCap Analytics, Vertyx, SchoolsFirst Federal Credit Union, MeridianLink and MBA.

MBA: Mortgage Application Payments Decreased in December

Homebuyer affordability improved slightly in December, with the national median payment applied for by purchase applicants decreasing to $2,025 from $2,034 in November.

MBA VIDEOS

mPower Moments: Resolving Workplace Conflict with Bright Blue Consulting’s Nicole Provonchee

mPower Moments: Resolving Workplace Conflict with Bright Blue Consulting’s Nicole Provonchee

Jamie Woodwell on MBA’s Refreshed Commercial and Multifamily Online Resources and MBA CREF26

Jamie Woodwell on MBA’s Refreshed Commercial and Multifamily Online Resources and MBA CREF26

MBA Eye on Washington

MBA Eye on Washington

MBA Research Minute

MBA Research Minute

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TOP NATIONAL NEWS

Lenders Predict 2026 Rebound Led by Refis and Home Equity
Rate Relief Drawing Sellers Off The Sidelines
An Inventory Boomerang Just Hit the Housing Market
Apartment Rents Just Dropped to the Lowest Level in 4 years
The Housing Market Is Slumping—but Sales Over $10 Million Are Skyrocketing

UPCOMING EVENTS AND NEWS

Marketing Mastery for Loan Originators: Building a Consistent, High-Quality Pipeline, Feb. 9
MISMO Event Feb. 9: Aligning Investment With Impact–The Innovation Investment Fee at Work
Renovation Lending Today: Market Trends, Best Practices & 203(k) Insights, Feb. 12
AI Mortgage Practitioner Course, Feb. 23-25

Auction.com: Foreclosure Auction Volume Surges

Foreclosure auction volume surged in the fourth quarter, increasing 48% from a year before to the highest level since late 2020, according to Auction.com, Irvine, Calif.

January 30, 2026

Investors Set to Deploy More Capital as CRE Market Stabilizes: CBRE

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Investors are preparing to deploy more capital into the commercial real estate market in 2026, supported by stabilizing pricing expectations, improved fundamentals and optimism about declining debt costs, according to CBRE, Dallas.

January 29, 2026

Starting Monday: Dell Tech Days Discount for MBA Members

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Dell Tech Days go live on Monday, Feb. 2, and MBA members are first in line for the savings.

January 29, 2026

FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In

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As the market had anticipated, the Federal Reserve’s Federal Open Market Committee left the federal funds target range unchanged Wednesday at its January meeting.

January 30, 2026

BSI Financial Services: Practical Uses of AI in Mortgage Servicing

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BSI Financial Services' Vishal Chawla and Bhupinder Singh say AI makes the work behind the scenes faster and more accurate, freeing servicing teams to strengthen relationships, solve real problems and support borrowers through pivotal life events.

January 29, 2026

Premier Member Editorial: AI-Powered Mortgage Lending Becomes ‘Table Stakes’ in 2026

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Blend's Nima Ghamsari writes that the mortgage industry's AI transformation will accelerate dramatically this year.

January 29, 2026

LendingTree: Median Planned Down Payment Up Sharply

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LendingTree, Charlotte, N.C., found the median planned down payment has increased sharply since 2021. Planned down payments now account for larger shares of loan amounts and borrowers’ incomes, too.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832