Skip to content

Volume 24 Issue 196

Thursday, October 09, 2025

Mortgage Credit Availability Increased in September, MBA Reports

Mortgage credit availability increased in September according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association that analyzes data from ICE Mortgage Technology.

Consumer Credit Quality Deteriorates Across Most Credit Categories, VantageScore Reports

Credit delinquencies rose on a year-over-year basis across nearly all credit tiers and almost all delinquency categories, according to VantageScore, San Francisco.

Realtor.com: One-Third of Home Sales All-Cash

Realtor.com, Santa Clara, Calif., reported that 32.8% of homes sold in first-half 2025 were paid for with cash.

MBA VIDEOS

MBA Asks the Expert: Paul Orlando of Lender Price on Emerging Technologies and Trends (sponsored)

MBA Asks the Expert: Paul Orlando of Lender Price on Emerging Technologies and Trends (sponsored)

mPower Moments: Marcia Davies sits down with MBA’s Laura Hopkins, AMP

mPower Moments: Marcia Davies sits down with MBA’s Laura Hopkins, AMP

MBA Eye on Washington

MBA Eye on Washington

MBANow: Dawn Williams Previews MBA Annual

MBANow: Dawn Williams Previews MBA Annual

View in Browser >

TOP NATIONAL NEWS

Is It Possible for the GSEs to Exit Conservatorship Without Market Disruption?
How Homeowners Can Protect Themselves From Zombie Mortgages
Gen Z’s Housing Bust Laid Bare: 15 Million More Adults Under 35 Are Living With Their Parents Than a Decade Ago
What the Government Shutdown Means for Commercial Real Estate
Map Shows Best States for Women To Buy Homes

MBA NEWS

Deep Dive Into Mortgage Delinquencies: Early Warning Signs, Nov. 13
Breaking the 15-Minute Barrier: The First Machine-Only Income Decisioning in Mortgage, Nov. 19

People + AI: How Consolidated Analytics and loanDNA Empower Lenders Without Losing the Human Touch (Sponsored Content)

Mortgage banking is evolving faster than ever. Borrowers expect a seamless, personalized experience, while lenders face tighter margins and increasing regulatory demands. At its core, the objective remains the same: making home ownership attainable and sustainable.

October 09, 2025

Sneak Peak: MBA Annual Show Guide is Now Online

https://newslink.mba.org/wp-content/uploads/2025/10/2025-Show-Guide-2025-10-08-100-120.png

MBA has published an electronic version of Mortgage Banking: the MBA Annual Show Guide. Inside, you'll find a conversation with MBA 2026 Chair Christine Chandler, things to see and do in Las Vegas, and how Mortgage Banking Bound is developing the next generation of mortgage professionals.

October 08, 2025

People in the News, Oct. 9, 2025

https://newslink.mba.org/wp-content/uploads/2025/10/Asif-Alam-photo-copy.jpg

Industry personnel news from the California MBA, ActiveComply, Covered Insurance, Outamation, Blend Labs, Guaranteed Rate, Planet and Choice Mortgage.

October 08, 2025

MBA Statement on the Confirmation of Jonathan McKernan as Undersecretary of the Treasury for Domestic Finance

https://newslink.mba.org/wp-content/uploads/2025/08/MBA-News-Graphic-100-120.png

MBA President and CEO Bob Broeksmit, CMB, released the following statement on Jonathan McKernan’s confirmation by the Senate to serve as the Undersecretary of the Treasury for Domestic Finance:

October 09, 2025

MBA Premier Member Spotlight: Dart Appraisal

One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association. Please contact MBA’s Alicia Goncalves, CMB for information about Premier Member spotlights.

October 08, 2025

Premier Member Editorial: How Consumer Reluctance to Embrace ID Verification, AI Creates Pain Points for Lenders

https://newslink.mba.org/wp-content/uploads/2025/08/Liput_Andrew_Secure-Insight-100-120.png

Secure Insight’s Andrew Liput says AI-driven identity verification and automation technologies promise efficiency, but consumer reluctance to adopt these tools is complicating loan closures and introducing stress points for lenders and borrowers alike.

October 08, 2025

Mortgage Applications Decrease in Latest MBA Weekly Survey

https://newslink.mba.org/wp-content/uploads/2023/12/weekly-app-survey-small.jpg

Mortgage applications decreased 4.7% from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 3, 2025.

CLICK HERE FOR PRIOR ARTICLES

ABOUT MBA NEWSLINK

MBA NewsLink, a daily electronic publication, is a member benefit free to employees of MBA member companies, and available by paid subscription to non-members. For membership information click here

If this email has been forwarded to you, please visit our website to subscribe.

The links at the end of each abstract are to the publisher, publication, or article. Some links may require registration or subscription

One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.

President and CEO: Robert Broeksmit, CMB
Publisher: Marcia Davies, Chief Operating Officer
Chief Administrative Officer: Peter Grace
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832

Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774