Volume 24 Issue 249

Friday, December 19, 2025

MBA Statement on the Confirmations of Travis Hill, Frank Cassidy and Joe Gormley

MBA President and CEO Bob Broeksmit, CMB, released the following statement after the full Senate’s confirmation of Travis Hill as Chairman of the Federal Deposit Insurance Corporation; Frank Cassidy as Assistant Secretary, Department of Housing and Urban Development and Federal Housing Administration Commissioner; and Joe Gormley as President of Ginnie Mae:

Cotality: Home Equity Continues to Dip

Cotality, Irvine, Calif., released its Homeowner Equity Report for Q3 2025, finding borrower equity decreased year-over-year by 2.1%.

New Resource Aims to Protect CRE from Escalating Climate Risk

Commercial real estate insurance premiums have surged 88% nationwide in the past five years, leaving developers, investors and owners increasingly at risk.

Dealmaker: Mesa West Capital Originates $42M for Dallas Townhomes

Mesa West Capital, Los Angeles, originated $42 million for the acquisition and renovation of a 149-unit townhome community in Dallas.

MBA VIDEOS

mPower Moments: Developing a Successful Brand with Premier Mortgage Resources’ Mandi Feely Swain

MBANow: Deb DuBois on MBA Opens Doors' Partnership with Nicklaus Children's Hospital

MBANow: MBA’s Advocacy on Condominium Lending

MBA Eye Washington

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TOP NATIONAL NEWS

The Invisible Framework Behind Modern Mortgage Lending
Insurance Rates Should Fall Next Year. Hopefully Not Too Much.
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
What’s Driving Optimism and Concern for Multifamily in 2026

UPCOMING EVENTS AND NEWS

5 Key MISMO Initiatives Impacting Today’s Lenders, Feb. 17
Meet mPact Leadership

Credit Score Innovation is Redefining the Industry (Sponsored by Equifax)

A competitive credit scoring environment, leveraging alternative data like rental and utility payments, creates an expanded pool of eligible consumers.

December 18, 2025

MBA: Mortgage Application Payments Decreased in November

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Homebuyer affordability improved slightly in November, with the national median payment applied for by purchase applicants decreasing to $2,034 from $2,039 in October.

December 19, 2025

Wilqo’s Tom Morelli on Where Technology Is Driving ROI–and Where It’s Not

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As the industry changes, so does the cost of doing business. According to Freddie Mac’s 2024 Cost to Originate study, average origination costs have gone up 35% over the past three years, leaving origination costs incredibly high.

December 18, 2025

MBA Opens Doors Foundation Announces Partnership with Nicklaus Children’s Hospital

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The MBA Opens Doors Foundation announced a partnership with Nicklaus Children's Hospital in Miami. This partnership will allow the Foundation to grow its mission of providing mortgage and rental assistance to families with critically ill or injured children, ensuring parents and guardians can be by their child's side during treatment without fear of losing their home.

December 18, 2025

Bankrate Finds More Than 75% of Homes Unaffordable to Typical Household

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A new report from Bankrate, New York, finds that typical households earning the median income are priced out of more than 75% of homes on the U.S. market.

December 18, 2025

MISMO Hires Amy Moses as Vice President of Strategic Growth

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MISMO announced that Amy Moses will assume the role of vice president of strategic growth. Moses will lead MISMO’s growth and revenue strategy, drive expanded industry engagement and cultivate strategic partnerships that advance adoption and impact of MISMO standards across the mortgage ecosystem.

December 18, 2025

MBA Applauds House Financial Services Committee Advancement of the Housing for the 21st Century Act, NFIP Extension Bill

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MBA's President and CEO Bob Broeksmit, CMB, released a statement after the House Financial Services Committee’s markup and advancement of the Housing for the 21st Century Act and a bill that extends authorization of the National Flood Insurance Program (NFIP):

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
Publisher: Marcia Davies, Chief Operating Officer
Chief Administrative Officer: Peter Grace
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
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