One in a continuing series of profiles of participants in the MBA Education Path to Diversity (P2D) Scholarship Program, which enables employees from diverse backgrounds to advance their professional growth and career development.

From AI-powered document classification to digital loan closings, innovation has transformed every aspect of the loan origination process—yet product and pricing engines have largely failed to adapt.

Today at 4:00 PM ET/1:00 PM PT, MBA and the California MBA will hold a free webinar (open to all Mortgage Action Alliance members – whether or not you live in California) in support of their joint “No for Me on Prop 33” campaign to urge members to vote against California’s Proposition 33 (Prop 33).

With election year uncertainty compounded by an already-volatile mortgage market, lenders rely on accurate and reliable data, with access to verified income and employment data serving as one way to help bring greater certainty even amidst these market factors.

In the wake of stronger economic data, including reports on jobs and inflation, mortgage rates have moved higher, with the 30-year fixed rate rising to 6.36%– the highest since August, based on the most recent data from the MBA’s Weekly Applications Survey.

Data modernization enables organizations to extract more value from their data assets, make faster and more informed decisions, and adapt quickly to changing market conditions.