Address consumers' credit score from the very beginning to maximize their full credit potential. Qualify more applicants. Increase purchasing power. Secure lower rates.

Sonnenblick-Eichner Co., Beverly Hills, Calif., arranged an $82.4 million fixed-rate first mortgage for the Ocean Key Resort & Spa in Key West, Fla.

Kimberly Phegley joined FirstBank in 2017 and currently serves as the company’s Chief Audit Executive. She is responsible for leading and managing an effective, risk-based audit strategy for all the bank’s businesses and corporate functions.

As someone who has been advising lenders on market strategy for years, I can say that developing SPCPs is neither risky nor mysterious when driven by sound data. Like any well-designed lending program, SPCPs require engaging in intentional, market data-based product design and performance evaluation — a practice that every lender could benefit from if it is not already.

JLL Capital Markets, Philadelphia, hired Danté Thomas as Managing Director of its affordable housing production team, responsible for optimizing financing from a variety of capital sources, including Fannie Mae and Freddie Mac.

Social selling requires continual care and management, but it’s worth the investment of time, and effort when you’re using social to drive business results. A daily social selling routine helps loan officers in so many ways and managing a program doesn’t have to be overwhelming.

One way for lenders to manage productivity while responding proactively is to join hands with reliable mortgage processing partners who can offer strong support and let lenders focus on market expansion.

Former House Speaker Paul Ryan, R-Wis., keynotes the Opening General Session at the Mortgage Bankers Association's Annual Convention & Expo on Monday, Oct. 24 at 8:30 a.m. CT.