Generation Z is beginning to enter the housing market and pay mortgages of their own. In order to prepare, servicers must address their unique needs.

The Federal Housing Finance Agency yesterday announced Fannie Mae and Freddie Mac published a Joint Credit Score Solicitation.

The last decade has been good to the mortgage industry. In fact, we have gone an entire decade without a recession. Following the last mortgage crisis of 2008 that brought the entire industry to its knees, we have seen a strong return with high home values and vibrant lending and origination activity.

Mortgage applications for new home purchases started the new year on a strong note, posting solid increases from both a month ago and a year ago, the Mortgage Bankers Association reported this morning.

Last week MBA released its latest National Delinquency Survey for the fourth quarter. Mortgage delinquencies track closely to the U.S. unemployment rate, and with unemployment at historic lows, it’s no surprise to see so many households paying their mortgage on time.