The Lede

National Mortgage News, Sept. 30, 2019-Hannah Lang (subscription)Mortgage giants Fannie Mae and Freddie Mac will be permitted to retain a combined $45 billion worth of earnings, the Federal Housing Finance Agency announced Monday, after holding only small capital cushions of $3 billion each for seven years.

GlobeSt.com, Sept. 30, 2019--Paul FiorillaThe Trump administration's recently announced plan to reform Fannie Mae and Freddie Mac allows the agencies leeway to continue multifamily lending at recent record levels at least until the end of 2020. The plan comes as somewhat of a surprise since members of the administration--particularly Federal Housing Finance Administration Director Mark Calabria--talked during the runup to the announcement about reigning in the GSEs' market share.

HousingWire, Oct. 1, 2019--Kelsey RamirezMortgage lenders are increasingly entering the non-qualified mortgage market, but does this mean we are going back to the old subprime days? The short answer: no. (MBA mention)

National Mortgage Professional, Sept. 30, 2019--Phil HallPresident Trump has signed a continuing resolution that extends the National Flood Insurance Program until Nov 21.

National Mortgage News, Sept. 30, 2019--Paul Centopani (subscription)As the affordable housing crisis comes to a head, the Mortgage Bankers Association put up opposition to the "not in my backyard" mindset by getting behind the Yes, In My Backyard bill introduced by the House.

American Banker, Sept. 30, 2019--Penny Crosman (subscription)Data aggregators and fintechs have taken heat in recent days on the subject of cybersecurity--and they say the criticism is unfair.