The Lede

World Property Journal, July 29, 2019--Monsef RachidMortgage Bankers Association Chief Economist Mike Fratantoni says, "The data from the second quarter Housing Vacancy Survey continue to show a lack of housing supply across the country."

National Mortgage News, July 29, 2019--Elina Tarkazikis (subscription)MISMO released an updated set of remote online notarization standards to create consistency among industry practices and state laws as mortgage lenders continue to make strides with electronic closings.

Wall Street Journal, July 29, 2019--Ben Eisen (subscription)Lenders made $565 billion of mortgage loans in the second quarter, the most in more than two years, as falling rates encouraged homeowners to refinance.

American Banker, July 29, 2019--Kate Berry (subscription)Sens. Sherrod Brown, D-Ohio, and Elizabeth Warren, D-Mass., on Monday called for the ouster of Eric Blankenstein, now a senior counsel at the Department of Housing and Urban Development. They were responding to a CFPB inspector general report that he "may have abused his authority" during the fallout last year over revelations he used a racial slur in an incendiary blog 14 years ago.

Wall Street Journal, July 30, 2019--Paul Kiernan (subscription)The Federal Reserve is prepared to cut interest rates this week for the first time since 2008, but the biggest source of debt for U.S. consumers-mortgages-has been getting cheaper since late last year.

National Mortgage News, July 29, 2019--Hannah Lang (subscription)A consensus is building among some mortgage industry observers that the election makes it unlikely the administration will try to release Fannie Mae and Freddie Mac from conservatorship anytime soon. Yet others argue, "If not now, when?"

HousingWire, July 29, 2019--Jessica GuerinThe agency's proposed test includes the evaluation of the performance of an issuer's balance sheet, income and cashflow under adverse conditions over the course of eight quarters.

Reuters, July 29, 2019--Mohammad ZarghamCapital One said personal information including names, addresses, phone numbers and credit scores of about 100 million individuals in the United States and 6 million people in Canada were obtained by a hacker.

USA Today, July 29, 2019--Paul DavidsonJust a few years ago, more than a third of home buyers threw down cash to make their purchases, but the share of all-cash home buyers has trended down since 2014 and accelerated in recent months.

The Mortgage Bankers Association's Annual Convention & Expo takes place Oct. 27-30 at the Austin Convention Center in Austin, Texas. Early registration deadline is this Thursday, Aug. 1--save $200.

The Mortgage Bankers Association's Annual Convention & Expo takes place Oct. 27-30 at the Austin Convention Center in Austin, Texas. Early registration deadline is this Thursday, Aug. 1--save $200.

The Mortgage Bankers Association's Annual Convention & Expo takes place Oct. 27-30 at the Austin Convention Center in Austin, Texas. Early registration deadline is this Thursday, Aug. 1--save $200.