The Lede

Mortgage News Daily, July 12, 2019--Jann SwansonThe Mortgage Bankers Association said its Builder Application Survey shows mortgage applications for new home purchases increased 17.9 percent compared from a year ago but were down 14 percent from the previous month.

National Mortgage News, July 12, 2019--Hannah Lang (subscription)The House Financial Services Committee advanced bills to reform the credit bureaus and allow consumers greater access to their credit reports.

HousingWire, July 12, 2019--Kelsey RamirezThe digital mortgage continues to evolve, but what is the end goal? Will it eliminate human intervention completely? One expert says it won't. In fact, it might create higher-paying jobs.

UExpress, July 12, 2019--Lew SichelmanThe housing markets have taken another hit as a result of the Trump administration's immigration policies.

Colorado Real Estate Journal, July 13, 2019--Cooper WilliamsAccording to research conducted by the Mortgage Bankers Association, the insurance companies' mortgage debt holdings increased by 9% in 2018, which is higher than the overall market average for multifamily debt holdings.

Wall Street Journal, July 14, 2019--Michael Wursthorn, Corrie Driebusch (subscription)The next test for the highflying stock market begins this week as companies kick off reporting what could be their biggest quarterly profit contraction in three years.

National Mortgage News, July 12, 2019--Bonnie Sinnock (subscription)The Federal Housing Administration is delaying a plan to put a hard stop on home loan files that lack digitally signed appraisals. FHA previously planned to make extensible markup language signatures compatible with its electronic appraisal delivery system a requirement on Aug. 5.

Naitonal Mortgage News, July 14, 2019--Jon Prior (subscription)Banks have reduced their holdings of foreclosed one- to four-unit family residences to roughly $2.6 billion of homes, down from more than $14 billion during the fallout of the housing market's collapse in 2010, according to Federal Deposit Insurance Corp. data.

BankRate.com, July 12, 2019--Natalie CampisiThe first half of 2019 bore promising gifts to eager homebuyers, namely low mortgage rates and slowing home price growth. This comes, however, amid a deepening shortage of affordable housing throughout the country.