The Lede

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Experts are Throwing Cold Water on a ‘Housing Collapse’
Business Insider, Jan. 29, 2019--Rebecca UngarinoThe entire housing space from homebuilders to mortgage lenders has fallen under significant pressure over the last year as rising interest rates have posed a major headwind. While it's worth noting a slowdown in a crucial part of the market and the economy, some strategists and economists call concerns "overblown."
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Why Technology Hasn’t Fixed the Housing Crisis
New York Times, Jan. 29, 2019--Emily Badger A lot of start-ups have promising ideas, but the fundamental problem of affordability seems beyond their reach.
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Ginnie Mae Ramps Up Scrutiny of Nonbank Mortgage Lenders
The Real Deal (New York), Jan. 29, 2019--Kevin SunFor the first time in years, the agency has asked a number of these lenders to improve financial metrics before receiving full approval to continue issuing Ginnie Mae-backed mortgage bonds.
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Mortgage, Real Estate Industries Get Creative to Aid Clients
National Mortgage News, Jan. 29, 2019--Elina Tarkazikis (subscription)Current housing market conditions are sending the real estate and mortgage industries back to the drawing board to craft strategies ultimately in support of customer acquisition and retention at a time when competition is tight.
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GSEs Data Security Top Senate Banking’s Agenda
National Mortgage News, Jan. 29, 2019--Neil Haggerty (subscription)The Senate Banking Committee will examine proposals to "fix the flawed" housing finance system in the new Congress, according to a summary of Chairman Mike Crapo's legislative priorities unveiled Tuesday.
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