The Lede

Washington Post, Jan. 11, 2018--Kathy OrtonAccording to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 3.99 percent with an average 0.5 point.

Associated Press, Jan. 11, 2018The bill's sponsors--Sens. Elizabeth Warren, D-Mass., and Thom Tillis, R-N.C.--said Thursday the goal is to protect veterans, particularly those who purchase homes through a U.S. Department of Veteran's Affairs home loan program.

Huffington Post, Jan. 11, 2018--Jack GuttentagOne intriguing approach has been suggested by Wayne Passmore and Alexander H. von Haften, economists at the Federal Reserve Board. Their central idea for encouraging more rapid equity growth is to trade off the borrower's right to refinance when interest rates fall, which imposes a heavy cost on lenders, for larger principal payments.

National Mortgage News, Jan. 11, 2018--Brad Finkelstein (subscription)There was an 18% drop in mortgage applications to purchase a new home in December from November, according to the Mortgage Bankers Association's Builder Application Survey. But on a year-over-year basis, application volume improved by 7.8%.

HousingWire, Jan. 11, 2018--Ben LaneMary Ann McGarry, president and CEO of Guild, said the acquisition fits with Guild's strategic plan to "grow in existing markets and also acquire firms with a strong presence in new markets and proven histories of exemplary customer service and entrepreneurial cultures."

Reuters, Jan. 11, 2018--Siddharth CavaleWal-Mart reported that Sam's Club was closing 63 stores and laying off thousands of workers.

Mortgage Daily, Jan. 11, 2018TD Bank said Rick Bechtel has been appointed executive vice president and head of U.S. mortgage banking.

National Mortgage News, Jan. 11, 2018--Brian Collins (subscription)Adolfo Marzol, a top official at the Department of Housing and Urban Development, is optimistic that technological improvements and other changes can help draw Federal Housing Administration lenders back to the fold.

National Real Estate Investor, Jan. 11, 2018--Mary Diduch The office sector continues to slow, industry analysts say. Insiders offered their opinions on where the sector is heading in 2018.

MBA Education hosts its popular School of Loan Origination Instructor-Guided Online Course from Jan. 29-Feb. 22.

The Mortgage Bankers Association's National Mortgage Servicing Conference & Expo 2018 returns to the Gaylord Texan in Grapevine, Texas (Dallas) Feb. 6-9.

The Mortgage Bankers Association and MBA Insights are accepting nominations for the MBA Insights 2018 Tech All-Star Awards. Nominations will be accepted through Friday, Jan. 19.  

The Mortgage Bankers Association's National Mortgage Servicing Conference & Expo 2018 returns to the Gaylord Texan in Grapevine, Texas (Dallas) Feb. 6-9.

The Mortgage Bankers Association and MBA Insights are accepting nominations for the MBA Insights 2018 Tech All-Star Awards. Nominations will be accepted through Friday, Jan. 19.  

The Mortgage Bankers Association's National Mortgage Servicing Conference & Expo 2018 returns to the Gaylord Texan in Grapevine, Texas (Dallas) Feb. 6-9.

The Mortgage Bankers Association and MBA Insights are accepting nominations for the MBA Insights 2018 Tech All-Star Awards. Nominations will be accepted through Friday, Jan. 19.