The Lede

GoRion, Oct. 4, 2016--Bourgi, Sam  Home sales cooled at the end of summer but the underlying trend remained solid as builder confidence reached 11-month highs.

Wall Street Journal, Oct. 4, 2016--Androitis, Annamaria  A decline in lending to minorities over the last decade is largely due to their lower credit scores, a new Federal Reserve report said.

Marketplace.org, Oct. 4, 2016--Brancaccio, David Equifax launched an updated credit score program that focuses on "trending data" to render a more accurate picture of an individual's reliability as a borrower.

MarketWatch, Oct. 4, 2016--Robb, Greg The Federal Reserve should adopt a strategy of raising interest rates before inflation moves higher like it did in 1994, Richmond Fed President Jeffrey Lacker said Tuesday.

The Real Deal (New York), Oct. 4, 2016--Brenzel, Kathryn  Small banks are retreating from financing commercial real estate as federal regulators ramp up scrutiny of such lending.

HousingWire, Oct. 4, 2016--Lane, Ben MBAC 61st Annual Convention and Trade Show was set to begin Tuesday, with continuing education events scheduled to begin Oct. 4 and other convention events set to begin Wednesday morning.

New York Times, Oct. 4, 2016--Morgenson, Gretchen Federal judge said goverment improperly withheld documents from investors who sued goverment over decision to seize profits of Fannie Mae, Freddie Mac.

Philadephia Business Journal, Oct. 4, 2016--Blumenthal, Jeff PHH said Bank of America sent written notice on Sept. 27 that it would be exercising its right to terminate, without cause, the agreement between PHH and Merrill Lynch, effective March 31.

National Mortgage News, Oct. 4, 2016--Fest, Glen; Bisby, Allison More than $100 billion in securitized commercial mortgages come due soon, many of them still underwater.

HousingWire, Oct. 4, 2016--Swanson, Brena National Appraisal Volume Index from a la mode showed only one week of increases during September.

Bloomberg, Oct. 4, 2016--Carmiel, Oshrat There are a lot more apartments available for purchase these days in Manhattan. And fewer people are buying.

Reuters, Oct. 4, 2016--Bose, Natalie Consumers, bolstered by job growth and disposable income, likely to loosen purse strings this fall, National Retail Federation said.

Politico, Oct. 4, 2016--Woellert, Lorraine Dozens of New York Baptist ministers have joined the fray over Fannie Mae and Freddie Mac, saying efforts to privatize the mortgage giants could deliver a financial blow to communities of color in a time of growing wealth inequality.

Mortgage Daily, Oct. 5, 2016--Garcia, Sam Recent mortgage-related executive activity.

Mortgage Daily, Oct. 4, 2016 iEmergent says total 2016 originations expected to be $1.8 trillion.