The Lede

Urban Institute, Mar. 2, 2016--Bai, Bing; Goodman, Laurie; Seidman, Ellen Urban Institute paper says analysis of the Qualified Mortgage rule at the two-year mark shows little impact on availability of mortgage credit.

Reuters, Mar. 2, 2016--Saphir, Ann San Francisco Federal Reserve President John Williams said Wednesday that the key message from the U.S. central bank is that interest-rate hikes will be "gradual."

CNBC, Mar. 2, 2016--Olick, Diana Low mortgage rates are no longer a novelty, hence no longer a sudden incentive for borrowers. Total mortgage application volume decreased 4.8 percent on a seasonally adjusted basis for the week ending February 26th versus the previous week, according to the Mortgage Bankers Association.

TheStreet.com, Mar. 2, 2016--O'Connell, Brian Benchmark home mortgage loan rates are drifting downward again, just as the spring housing market is poised to blossom -- and that could have a huge impact on the domestic home sales market over the next six to nine months.

Wall Street Journal, Mar. 2, 2016--Ip, Greg "Too big to fail" is the post-crisis obsession that refuses to go away.

Wall Street Journal, Mar. 2, 2016--Sussman, Anna Louie; Leubsdorf, Ben Most regions of the U.S. economy saw expanded activity supported by increased consumer spending, a firming job market and a strengthening housing sector, the Federal Reserve said Wednesday.

HousingWire, Mar. 2, 2016--Hoffman, Debbie While mortgage lenders are not completely altruistic as perhaps true heroes, due to their need to make a profit and to be a sustainable business, there is no villainous intent to deceive or hurt the consumer. In fact, the very opposite is true; lenders want to be able to provide the best product available to the consumer, in a sustainable business model while remaining in compliance with regulatory requirements.

MarketWatch, Mar. 2, 2016--Robb, Greg The private sector added 214,000 jobs in February, ADP reported Wednesday, more than economists had expected and an acceleration from January's revised gain of 193,000.

Washington Business Journal, Mar. 2, 2016--Sernovitz, Daniel J. The House Transportation and Infrastructure Committee's vote recommends two bills, one focused on federal leasing and a second on the sale of excess real estate, be sent to the House floor for potential passage.

The Mortgage Bankers Association presents the final webinar in a three-part series discussing new Federal Housing Finance Agency/Fannie Mae/Freddie Mac representation and warranty policies. Rep and Warrant Reform Part III: Resolution takes place today, Mar. 3 from 2:00-3:00 p.m. ET.