The Lede

National Mortgage News, June 29, 2016--Nazzaro, Craig The implementation date of the Consumer Financial Protection Bureau's final Home Mortgage Disclosure Act Rule is fast approaching and the mortgage industry still has not received any answers in regard to their data privacy concerns.

USA Today, June 29, 2016--CAO, Athena Average U.S. rent rose 0.4 percent in May, matching the record high and the 67th consecutive month of increases. But some relief is in sight.

MyCentralJersey.com, June 29, 2016--MacKenzie, Pamela; Diamond, Michael June Roberts is part of a troublesome story playing out across New Jersey and the U.S. in the 10 years since the housing bubble peaked and then burst in a ruinous crash: As real estate has climbed back, homeowners are thriving while renters are struggling. Roberts advises any renter in this downward economic spiral to look into homeownership.

National Mortgage Professional, June 29, 2016--Hall, Phil A pair of newly released data reports is tracking the residential habits of the two demographic blocs that dominate the housing market.

CNBC, June 29, 2016--Olick, Diana Total U.S. mortgage application volume decreased 2.6 percent for the week on a seasonally adjusted basis, compared with the previous week, according to the Mortgage Bankers Association. They are up nearly 38 percent from a year ago, when interest rates were higher.

HousingWire, June 29, 2016--Ramirez, Kelsey Interest rates on conventional purchase-money mortgages decreased in May from the previous month, according to the Federal Housing Finance Agency.

National Mortgage News, June 29, 2016--Wack, Kevin In the aftermath of the foreclosure crisis, the federal government wants mortgage companies to be proactive in reaching out to delinquent borrowers. At the same time, the Obama administration is also trying to protect U.S. consumers from unwanted calls to their cellphones.

National Mortgage News, June 29, 2016--Passy, Jacob The Supreme Court agreed Tuesday to hear a case regarding a clause in Fannie Mae's corporate charter that awards jurisdiction over every case involving the government-sponsored enterprise to federal courts.

HousingWire, June 29, 2016--Ramirez, Kelsey Ohio passed legislation yesterday that seeks to prevent zombie homes, or vacant or abandoned residential property, by enacting a fast-track process for mortgage foreclosures.

Reuters, June 29, 2016--Mutikani, Lucia U.S. consumer spending rose for a second straight month in May on increased demand for automobiles and other goods, but there are fears Britain's vote to leave the European Union could hurt confidence and prompt households to cut back on consumption.

HousingWire, June 29, 2016--Ramirez, Kelsey In just the past two years, nearly one fourth of consumers reported that their financial data had been hacked online in the past two years, according to a new report from a survey on the banking industry by Accenture. Experts on a panel at the Mortgage Bankers Association Mortgage Servicing conference in February outlined the threat trends facing the mortgage industry and what companies could do to make their companies safer from a cyber-attack.

Wall Street Journal, June 29, 2016--Hayashi, Yuka The action by the Consumer Financial Protection Bureau and the Justice Department against BancorpSouth Bank alleges the bank, based in Tupelo, Miss., engaged in "redlining" by placing its branches in the Memphis area outside of minority neighborhoods and directing nearly all its marketing away from such neighborhoods.

Wall Street Journal, June 29, 2016--Tracy, Ryan; Borak, Donna U.S. banking units of Deutsche Bank, Santander fail, same as last year; Morgan Stanley's approval is conditional and bank has to resubmit capital plan.

National Mortgage News, June 29, 2016--Collins, Brian The Federal Housing Finance Agency is soliciting industry input on how to improve Fannie Mae and Freddie Mac's credit risk transfer transactions, for the first time considering front-end transactions rather than back-end deals.

Fortune, June 29, 2016--Gandel, Stephen On Wednesday, the Federal Reserve said that Morgan Stanley had to resubmit its stress test for "qualitative" reasons. It was the only U.S. bank not to fully pass this year's stress test.