The Lede

CNBC, Feb. 4, 2016--Cox, Jeff  Less than two months after the Fed enacted its first rate hike in more than nine years, market talk already has turned to whether the central bank's future may not be more hikes, but rather negative rates.

CNN, Feb. 4, 2016--Riley, Charles  The Japanese central bank's recent decision to take interest rates into negative territory has plenty of detractors. Former Major League Baseball slugger Jose Canseco is one of the more surprising ones.

Housing Wire, Feb. 4, 2016--Swanson, Brena Mortgage rates sank even further, marking the fifth consecutive week of declines amid ongoing market volatility, the latest Freddie Mac Primary Mortgage Market Survey said.

Chicago Post-Tribune, Feb. 4, 2016--Auch-Schultz, Teresa  Three Chicago businesspeople facing sentencing for taking part in a widespread mortgage fraud case say they shouldn't have to pay restitution because of the careless practices by banks that led up to collapse of the real estate market.

National Real Estate Investor, Feb. 4, 2016--Mitchell, Donna  The holiday season could have been a lot more jolly for retailers, so it came as no surprise when about 30 retail chains announced a total of 2,282 store closings for 2016 and beyond.

Wall Street Journal, Feb. 4, 2016--Barbanel, Josh As landlords across New York City open the envelopes with their official "notice of property value," many are learning they face steep increases in property taxes at a time when Mayor Bill de Blasio administration's has pushed through a rent freeze on rent-regulated apartments.

Associated Press, Feb. 4, 2016--Crutsinger, Martin U.S. productivity fell sharply in the final three months of 2015, closing out a fifth straight year of weak gains in worker efficiency.

Wall Street Journal, Feb. 4, 2016--Torry, Harriet The U.S. job market strengthened in 2015, posting its second-best year of job gains since 1999. We'll learn whether that momentum carried into 2016 when the Labor Department releases the January jobs report at 8:30 a.m. ET on Friday.

MISMO seeks interested parties to collaborate in identifying and recommending solutions for implementing the Trended Credit Data elements required by Fannie Mae.