The Lede

Reuters, Sept. 29, 2015--Spicer, Jonathan The Federal Reserve delayed an interest rate hike this month as a "risk management" measure in the face of global growth concerns and financial market volatility, Cleveland Fed President Loretta Mester said Tuesday.

Wall Street Journal, Sept. 29, 2015--Light, Joe Mortgage lenders and real-estate agents are bracing for the Oct. 3 implementation of a five-year-old law that has forced them to overhaul the way they process sales. Lenders have spent billions of dollars in technology-system changes and training to get ready for the changeover, said David Stevens, president of the Mortgage Bankers Association.

National Mortgage News, Sept. 29, 2015--Collins, Brian; Kilgore, Austin Ginnie Mae's plans to beef up oversight in response to the growth of nonbank issuers in its ranks will emphasize deeper analysis of firms' capital and liquidity positions. But the notion that any heightened requirements would include an increase to the dollar amount of issuers' capital and liquidity reserves, or that the requirements would be applied only to nonbank issuers, was met with resistance by David Stevens, president and CEO of the Mortgage Bankers Association.

MarketWatch, Sept. 29, 2015 Americans feel optimistic about their finances and the future, according to the third "How America Buys and Borrows" survey by Wells Fargo & Co. and Ipsos.

National Mortgage Professional, Sept. 29, 2015--Hall, Phil A coalition of industry trade groups has sent a letter to the leadership of the House Financial Services Committee calling on them to reject a proposed Federal Housing Finance Agency rule that alters the membership requirements in the Federal Home Loan Bank system.

Forbes, Sept. 29, 2015--Ashford, Kate Starting October 3, mortgage applicants will be seeing new disclosure documents from their lenders, according to new requirements from the U.S. government. The new documents are simpler, shorter and will make it easier to compare multiple loan offers, but the process probably won't be seamless.

National Mortgage News, Sept. 29, 2015--Finkelstein, Brad Bayview and Freddie Mac believe they can provide a stable funding supply to underserved to owners of small commercial properties.

HousingWire, Sept. 29, 2015--Garrison, Trey The House Financial Services Committee heard the semi-annual report from Richard Cordray, director of the Consumer Financial Protection Bureau, reflecting partisan tensions and impending implementation of several key rules.

Reverse Mortgage Daily, Sept. 29, 2015--Oliva, Jason The Consumer Financial Protection Bureau's controversial consumer complaint database could be the agency's undoing if proper oversight is not put into place, says Mortgage Bankers Association (MBA) President and CEO David Stevens.