The Lede

National Mortgage News, Sept. 18, 2015--Berry, Kate   Wells Fargo is raising minimum credit score requirements on Federal Housing Administration loans, part of the ongoing jockeying by large banks to limit lawsuits by the Justice Department for defective FHA loans.

Miami Herald, Sept. 18, 2015--Nehamas, Nicholas For South Florida's middle class, the dream of owning is slipping out of reach. Home prices in the region are up nearly 45 percent since 2012, but local wages have stayed flat, lagging well behind inflation.

New York Times, Sept. 18, 2015--Prevost, Lisa The share of underwater mortgage holders dropped by more than half since peaking in early 2012, driven by rising home values at the lower end of the market, a turnaround from last year.

Columbus Dispatch, Sept. 20, 2015--Welker, JimConsumers who buy a home after Oct. 2 should find their loan documents easier to understand, thanks to new federal rules. But they will probably wait longer to close on the loan and might pay more for it.

Daily Herald, Sept. 19, 2015--Woodard, Jim Mortgage qualification requirements are easing, making them more available for homebuyers and owners who want to refinance their existing loans, according to several sources.

UPI, Sept. 20, 2015--Connolly, Amy   The Federal Housing Administration just made it more difficult for first-time homebuyers with outstanding student loans to get low down payment mortgages with changes to the crucial debt-to-income calculation.

Bloomberg Surveillance, Sept. 21, 2015BMO Chief Investment Strategist Brian Belski discusses why the next step for the Federal Reserve must be a rate hike.

The Mortgage Bankers Association's 102nd Annual Convention & Expo is less than a month away, taking place Oct. 18-21 at the San Diego Convention Center.

The Mortgage Bankers Association's Future Leaders Program is a comprehensive curriculum for select middle- and senior-level managers who have demonstrated exceptional leadership interest and potential.