The Lede

Top National News

Think Rising Rates Will Hurt FHA Fund? Think Again
National Mortgage News, Nov. 20, 2015--Collins, Brian The financial performance of the Federal Housing Administration's mortgage insurance fund is expected to steadily improve over the next few years despite rising mortgage rates.
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FHA Reforms Don’t Rescue Condo Buyers
Miami Herald, Nov. 20, 2015--Harney, Kenneth R. The challenge for condo purchasers in the past several years has been finding a condo project that is certified by FHA as qualified for mortgages on individual units.
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Why White House Economists Worry About Land-Use Regulations
Wall Street Journal, Nov. 20. 2015--Timiraos, Nick White House economic advisers have produced a steady diet of white papers this year to spotlight the puzzle of sluggish productivity, which economists want a better handle on because it helps explain why incomes for the broad middle class aren't rising. Their latest target: land-use restrictions.
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Millennials Investing in Rental Properties
New York Times, Nov. 20, 2015--Prevost, Lisa For all the talk about the so-called millennial generation - often defined as those between ages 18 and 34 - being slow to move toward homeownership, some young adults are, surprisingly, drawn to real estate as an investment opportunity.
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Rents Ease Up, Downpayment Costs Rise
National Mortgage Professional, Nov. 20, 2015--Hall, Phil Renters experienced a bit of relief in the third quarter with an easing of rental appreciation. But prospective homeowners found themselves shelling out more money for their downpayments.
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Crapo Fights Against Using Fannie, Freddie Fees for Federal Infrastructure Costs
HousingWire, Nov. 20, 2015--Lane, Ben Despite being overwhelmingly defeated in the House of Representatives, the Senate is still considering a controversial spending mechanism that would see the fees charged by Fannie Mae and Freddie Mac to guarantee loans go to pay for new roads.
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Fed Will Want More Uncertainty on Rates after Hike: Bullard
Reuters, Nov. 20, 2015--Dunsmuir, Lindsay The U.S. Federal Reserve will want more uncertainty surrounding possible interest rate moves on a meeting-by-meeting basis after an initial rate hike, St. Louis Fed President James Bullard said on Friday.
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New Mortgage Rules Tell More, Cause Delay
St. Louis Post-Dispatch, Nov. 2015--Gallagher, Jim New federal rules on mortgages are designed to make sure consumers understand what they're signing up for, and prevent nasty surprises at the closing table. But the rules, which took effect last month, may also be stretching out the time it takes to close on a home purchase or refinance a loan for some.
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Consumer Watchdog Weighs Anti-Discriminatory Lending Rules
Wall Street Journal, Nov. 20, 2015--Hayashi, Yuka The federal consumer watchdog is considering writing rules aimed at preventing discrimination against small businesses and those owned by women and minorities.
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Why the Housing Rebound Has Not Lifted the U.S. Economy Much
Wall Street Journal, Nov. 23, 2015--Light, Joe American homeowners are finally digging out of the hole created by the housing crisis. But their housing wealth is playing a much smaller role in the overall economy than it did before the downturn.
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MBA News

MBA Education Presents Mortgage Banking Bound–Careers in Mortgage Lending
MBA Education presents Mortgage Banking Bound--Careers in Mortgage Lending, with upcoming courses this fall.
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