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Category: News and Trends

MBA Premier Member Editorial: Transforming Mortgage Workflows with Intelligent Verification
What if verification–one of the most time-consuming parts of the lending process–could actually become a competitive advantage? Xactus President Shelley Leonard examines the question.

RCN Capital Reports Real Estate Investor Sentiment Falls
RCN Capital, South Windsor, Conn., released the spring 2025 RCN Capital/CJ Patrick Co. Investor Sentiment Index, finding that the quarterly score fell to 88. That’s the lowest level recorded since the inception of the index in fall 2023.

MBA’s Affordable Homeownership Advisory Council: Leveraging Rental Payment History to Approve More First-Time Homebuyers
MBA and its Affordable Homeownership Advisory Council just released a white paper that outlines how lenders and the government-sponsored enterprises can more effectively use rent payment data to responsibly qualify first-time homebuyers.

Quote of the Day
“Incorporating verified rent payments into loan files from the outset—not as a second look—can change outcomes for aspiring homeowners.”
–Jeremy Potter, AHAC consultant and Founder of Next Belt LLC

Industry Briefs, April 29, 2025
Industry news from Dark Matter, Consolidated Analytics, Sagent, First American Data & Analytics, AnnieMac, UNIFY, VantageScore and Fitch Ratings.

People in the News, April 29, 2025
Industry personnel in the news from Prudent AI, Ginnie Mae, Class Valuation and CMG Home Loans.

Power Hour Demos
Power Hour Demos (formerly known as Demo Days) are designed to ensure MBA lender and servicer members have access to the latest technologies, services, and insights from our vendor members.

ATTOM: Profit Margins on Home Sales Drop in Q1
ATTOM, Irvine, Calif., released its first quarter 2025 U.S. Home Sales report, finding that homeowners on average made a 50.2% profit selling single-family homes and condos in the first quarter.

MBA Chart of the Week: YTD 2025 Purchase Applications
Nationally, aggregate purchase applications have been showing year-over-year growth since late January, a sign that demand has picked up, and the data tend to have a higher coverage of existing home purchases.