During the pandemic, federal regulators led the charge on borrower protections. Now that they are stepping aside, servicers are navigating a fractured regulatory landscape with little federal guidance, Covius’ Jennifer Keys writes.
Category: News and Trends

ICE First Look: Delinquencies Steady in May but Trending Higher Annually
ICE Mortgage Technology, Atlanta, released its May 2025 First Look, finding that the national delinquency rate fell 2 basis points to 3.2% in May. However, it’s up 16 basis points from May 2024.

People in the News, June 30, 2025
Industry personnel news from Sagent, ServiceLink and Click n’ Close.

Quote of the Day
“The necessity to create a viable, consistent and nationwide strategy for promoting the development and financing of more housing units for middle-income families is increasing every day.”
–Daron Tubian, Head of Affordable Housing Investments at Barings and 2024 Chair of MBA’s Affordable Rental Housing Advisory Council

MISMO Publishes Standard Enabling Secure and Verifiable Exchange of Security Instrument Information
MISMO, the real estate finance industry’s standards organization, announced a new standard that works to restore trust in security instrument data and reduces the financial burden of onerous verification requirements.

Avoiding the Misinformation Engine Cloaked in a Suit and Tie
Complex black-box designs include hidden risks and opportunities—all starting with the inclusion of enterprise and application data. What’s your plan, Mark Dangelo asks.

People in the News, June 27, 2025
Industry personnel news from Sagent, ServiceLink and Click n’ Close.

Evolving QC Risk Demands Agile Response (Sponsored by ACES Quality Management)
Lenders face new QC risks as traditional defect categories decline and fraud, insurance, and compliance exposures rapidly increase.

JCHS Finds Housing Market Unease Amid a Worsening Affordability Crisis
The U.S. housing market remains shrouded in uncertainty, with little indication that record-high levels of unaffordability will ease anytime soon, a new report from the Harvard Joint Center for Housing Studies finds.

MBA Highlights Member White Papers
As a member service, MBA links to new white papers from our member firms.