This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends
MBA Premier Member Editorial: The AI Imperative–Reshaping Mortgage Banking for Efficiency and Growth
As lenders grapple with retaining top talent and optimizing technology stacks that often feel costly and underperforming, simply trimming expenses isn’t enough. This is where AI steps in, writes Sei AI Co-Founder & CEO Pranay Shetty.
An MSR Update from MIAC Analytics
For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.
Crisis Communication Playbook: How to Rapidly Respond to Borrowers with Clear & Empathetic Communications During Natural Disasters (May 20)
This webinar explores how servicers can leverage AI and modern approaches to borrower communications to respond quickly to borrowers in times of crisis while ensuring accuracy and compliance.
CRE CLO Resurgence: A Conversation with KBRA’s Christina Moy & Margit Grejdus
MBA Newslink recently interviewed Kroll Bond Rating Agency’s Christina Moy and Margit Greydus about commercial real estate collateralized loan obligations credit from their vantage points handling new issuance and surveillance credit ratings.
Optimal Blue: Total Lock Volume, Purchase Locks Up in April
Optimal Blue, Plano, Texas, released its April 2025 Market Advantage mortgage data report, showing total loan lock volume was up 3.2% month-over-month, with purchase locks up 7.5%.
MBA Premier Member Editorial: Lenders Take Note–The Technology Buyers Want to See
Today’s buyers want to see a wide array of technology offerings provided by their lender. In fact, they have come to expect it, ServiceLink’s Rajshekar Prabhakar writes.
CRE Lending Increases in Q1 Despite Market Volatility, CBRE Finds
Commercial real estate lending surged in the first quarter, driven by higher financing volumes and “robust” activity from banks, though caution persists due to government policy and economic uncertainty impacting Treasury yields, according to CBRE, Dallas.
Redfin: Average Age of Purchased Home on the Rise
Redfin, Seattle, released a new report finding that the typical house bought in the U.S. hit a record age of 36 years in 2024.
Quote of the Day
“Last month’s report showed early signs of spring homebuyer activity, and April confirms the season is underway with a solid increase in purchase locks.”
–Brennan O’Connell, Optimal Blue.