This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends
mPower presents Reframing Beliefs: Eliminating Limiting Mindsets and Building Confidence–April 1
This webinar explores the limiting beliefs women commonly face in their professional lives—such as feelings of inadequacy, fear of taking risks, or the pressure to “do it all”—and their profound impact on career growth.
Income Over $100,000 Needed to Afford Typical Home, Bankrate Finds
Bankrate, New York, released its 2025 Housing Affordability Study, finding that prospective homebuyers need an annual income of $116,986 to afford the typical U.S. home.
ATTOM: Homeownership Remains a Financial Stretch
Median-priced single-family homes and condos were less affordable in first-quarter 2025 compared to historical averages in 97 percent of counties around the nation with enough data to analyze, according to ATTOM, Irvine, Calif.
Chart of the Week: New Home Sales by Stage of Construction
As home builders have increased production levels to meet recent demand for homes, residential housing starts and permits, and new home sales have continued at a relatively strong pace through early 2025.
Tapping into the Self-Employed Market: A Multi-Trillion-Dollar Lending Opportunity Revolutionized by AI
The self-employed market is a multi-trillion-dollar lending opportunity, says Prudent AI’s Paul Gigliotti.
MBA National Advocacy Conference, April 8-9
A new Congress means a new opportunity to build relationships with key legislators and their staff. To make 2025 successful, attend MBA’s National Advocacy Conference (NAC), April 8-9 at the …
People in the News, April 1, 2025
Industry personnel news from the Mortgage Bankers Association, Pulsenomics, Certainty Home Lending and Longbridge Financial.
Quote of the Day
“Borrowers are making tough choices to prioritize their debt obligations and auto loans are decreasing in priority. Nationwide, the average VantageScore dropped by one point.” –Susan Fahy, VantageScore
MBA Premier Member Editorial: Breaking the Bottleneck: How AI Accelerates the Lending Lifecycle
Tavant Touchless Lending’s Shannon Johnson writes that Artificial Intelligence is revolutionizing the mortgage landscape by addressing persistent challenges head-on.