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Category: News and Trends

Quote of the Day
“Mortgage credit availability increased to its highest level since January 2023.”
–Joel Kan, MBA’s Vice President and Deputy Chief Economist

Building the Future of Home Finance with the ICE Ecosystem (Sponsored Content)
ICE offers an interconnected digital mortgage ecosystem to help clients improve productivity, reduce costs, and deliver a meaningful customer experience.

Industry Briefs, April 8, 2025
Industry news from Optimal Blue, Cotality, A&D Mortgage, Mr. Cooper and Dovenmuehle.

Chart of the Week: Effect of 2025 Announced Tariffs on Household Disposable Income
Since World War II, the consensus among economists has been pro-free trade with the attitude to tariffs summed up by JP Morgan’s David Kelly:

Advocacy Update: MBA Calls on VA, Congress to Implement Permanent Partial Claim Program Following News on VASP Phase-out
This week’s top legislative and policy news from the Mortgage Bankers Association.

Ncontracts Cassandra Wayman: 10 Tips for Building a Robust Lending Compliance Program
As lenders navigate the complexities of compliance in 2025, adopting effective strategies to meet regulatory requirements and promote fair lending is vital, Ncontracts’ Cassandra Wayman writes.

MBA Technology Resource Center
MBA has the resources you need to innovate and move your business ahead through industry technology. Click here to learn more about our offerings.

About the MISMO Innovation Investment Fee
MISMO, the real estate finance industry’s standards organization, launched the Innovation Investment Fee in 2021 to allow lenders to support the important work necessary to foster efficiency, cost reduction, interoperability, digital transformation and innovation in the mortgage process.

Quote of the Day
“Most sectors within the economy showed modest job growth. Unsurprisingly, given the DOGE headlines, federal government payrolls decreased by 4,000 over the month, with further decreases anticipated.”
–MBA SVP and Chief Economist Mike Fratantoni