This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends
MBA Chart of the Week: Refinance-Driven Growth in CRE Mortgage Originations
This week’s Chart of the Week focuses on trends in commercial and multifamily originations, which saw a 36 percent increase year-over-year in the third quarter of 2025.
Mortgage Credit Availability Increased in October
Mortgage credit availability increased in October according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association that analyzes data from ICE Mortgage Technology.
People in the News, Nov. 10, 2025
Industry personnel news from Westcor Land Title Insurance Co., NewDay USA, Certainty Home Lending, Click n’ Close, NCCI and Polunsky Beitel Green.
Mortgage Call Report Version 7 XML Released
On Oct. 31, the Conference of State Bank Supervisors posted the Mortgage Call Report Version 7 XML file for filers to begin building compliance. Considering the delay in the XML release, MBA has urged CSBS and the American Association of Residential Mortgage Regulators to encourage their state regulator members to offer Q1 2026 grace periods for the first filing of MCRV7.
ATTOM: Vacancy, Zombie Foreclosure Rates Down
ATTOM, Irvine, Calif., released its Q4 2025 Vacant Property and Zombie Foreclosure Report, finding that 1.32% of residential properties in the U.S. were vacant. That amounts to about 1.4 million homes.
MBA Premier Member White Paper Spotlight: FICO Score Credit Insights
MBA NewsLink recently interviewed MBA Premier Member FICO, Bozeman, Mont., about its new white paper, FICO® Score Credit Insights.
Fannie Mae’s Construction Lending Updates Signal Strategic Progress for Lenders and Borrowers
On Nov. 5, Fannie Mae announced long-awaited enhancements to its construction-to-permanent (C2P) loan policies, marking a significant win for lenders, borrowers and the broader housing market.
Home Prices Increase in 77% of Metros, NAR Reports
Home prices rose in 77% of U.S. metros during the third quarter, the National Association of Realtors reported Thursday.
MISMO Seeks Comment on Enhanced Mortgage Compliance Dataset
MISMO, the real estate finance industry’s standards organization, announced the release of the MISMO Mortgage Compliance Dataset (MCD) Version 2.0 for a 30-day public comment period, open through Dec. 6, 2025.