This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends
Reinventing the Mortgage Data Core: Why Agentic AI Will Stall Without a Data Foundry
Longtime MBA NewsLink contributor Mark Dangelo argues that the next era of mortgage competitiveness will be determined by whether institutions reinvent their data core through a data foundry model.
Are Data Centers a Bubble? What About AI?
SAN DIEGO–Those were questions that multiple panelists attempted to parse Feb. 10 at the Mortgage Bankers Association Commercial/Multifamily Finance Convention and Expo.
Industry Briefs, Feb. 17, 2026
Industry news from ICE, WFG, Outamation, Mortgage Bankers Association, The Mortgage Collaborative, Planet Insurance Agency and Goosehead Insurance.
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to MBA’s National Delinquency Survey.
mPower Panel Talks Leadership Lessons
SAN DIEGO–Five women in the industry took to the main stage at the Mortgage Bankers Association Commercial/Multifamily Finance Convention and Expo Feb. 10 to participate in a wide-ranging mPower panel discussion on leadership.
Optimal Blue: Sub-6% Rates Spark Refinance Surge
Falling interest rates drove a sharp increase in refinance activity in early 2026, according to Optimal Blue, Plano, Texas.
MBA Releases 2025 Year-End Commercial/Multifamily Servicer Rankings
The Mortgage Bankers Association (MBA) released its year-end ranking of commercial and multifamily mortgage servicers’ volumes as of Dec. 31, 2025, at its 2026 Commercial/Multifamily Finance Convention and Expo
FHA Commissioner Cassidy Discusses Deregulation, Affordability
SAN DIEGO–Frank Cassidy, federal housing commissioner and assistant secretary for housing at the U.S. Department of Housing and Urban Development, outlined some of his goals on the main stage at the Mortgage Bankers Association’s Commercial/Multifamily Finance Convention and Expo Feb. 9. Affordability and deregulation are key on that list.
Broeksmit Testifies at Congressional Hearing on Homeownership and the Role of the Secondary Mortgage Market
MBA President and CEO Bob Broeksmit, CMB, testified Wednesday afternoon before the House Financial Services Subcommittee on Housing and Insurance. He spoke at a hearing titled Homeownership and the Role of the Secondary Mortgage Market.