ACES Quality Management, Denver, reported the overall fourth-quarter critical defect rate fell to 1.38%, a 22.9% decrease from 1.79% in Q3 2025, marking the first quarterly decline after three consecutive quarters of increases.
Category: News and Trends
Panel Tackles FICO 10T, VantageScore 4.0 Differences, Implementation
NEW YORK–Four years after the Federal Housing Finance Agency approved FICO Score 10T and VantageScore 4.0, a panel convened at the Mortgage Bankers Association’s Secondary and Capital Markets conference to discuss progress on the credit score modernization effort.
How Unsecured Debt Is Increasingly Driving Housing Instability
Money Management International’s Helene Raynaud writes that many unsecured debt challenges–credit-card utilization, medical collections, budget shortfalls–can potentially be addressed before they escalate into mortgage delinquency or foreclosure exposure.
Dealmaker: Greystone Provides $16M in Fannie Mae Financing for N.Y. Multifamily
Greystone, New York, provided a $16.05 million Fannie Mae Delegated Underwriting and Servicing loan to refinance a multifamily property in Central Islip, N.Y., on Long Island.
MBA Advocacy Update: House Passes Amended Housing Bill; MBA Leads CFPB Letter on Targeted Reforms; MBA, Trades Push FHA on Appraisal Modernization; more
This week’s top legislative and policy news from the Mortgage Bankers Association.
Plan Ahead for MBA Annual26
Planning your presence at MBA’s Annual Convention and Expo starts now! Here’s what you need to know to make sure your company is front and center.
Certified Mortgage Banker (CMB) Designation
The Certified Mortgage Banker (CMB) designation is the industry standard of professional success. It symbolizes respect, credibility, ethics and achievement within real estate finance.
Apartments.com Finds a Deeply Divided Rental Market
The multifamily market is increasingly defined by regional extremes, a new report from Apartments.com, Arlington, Va., has found.
Accredited Mortgage Professional (AMP) Designation
When you graduate from MBA Education’s School of Mortgage Banking, you earn the Accredited Mortgage Professional (AMP) designation.
Leading Mortgage Organizations: Essentials for Executives and Board Members
MBA has developed a robust program intended to empower your board members and senior executives to confidently and proficiently lead your organization.