Patrick O’Brien from LenderLogix says the best place to strengthen loan quality is right at the beginning: the point of sale.
Category: News and Trends
MBA Responds to FHFA’s Proposed 2026-2028 Housing Goals
The Mortgage Bankers Association sent a comment letter to the Federal Housing Finance Agency in response to the agency’s proposed rule on its 2026-2028 housing goals for Fannie Mae and Freddie Mac, the GSEs.
MISMO Calls for Industry Input on SMART Doc V3 Power of Attorney Specification
MISMO®, the real estate finance industry’s standards organization, is seeking public comment on the SMART Doc® V3 Power of Attorney Specification. The 30-day public comment period will run through December 4, 2025.
Dealmaker: Walker & Dunlop Arranges $55M Refinance for Central Florida Multifamily
Walker & Dunlop, Bethesda, Md. arranged $55 million to refinance Apex Posner Park Apartments in Davenport, Fla.
ATTOM: Share of Equity-Rich Homes Down in Q3
ATTOM, Irvine, Calif., released its third-quarter 2025 U.S. Home Equity and Underwater Report, finding that 46.1% of mortgaged residential properties were equity-rich.
RealPage Reports Strong Retention Offsets Cooling Apartment Demand
The average advertised apartment rent decreased during the third quarter–for only the second time since 2009–according to RealPage, Richardson, Texas.
Redfin: Housing Experiencing Lowest Turnover Rate Since 1990s
Redfin, Seattle, reported only 28 out of every 1,000 U.S. homes changed hands in the first nine months of this year, the lowest rate since at least the early-mid 1990s.
Advocacy Update: CFPB Rescinds Nonbank Registry Rule
This week’s top legislative and policy news from the Mortgage Bankers Association.
Chart of the Week: Retail Channel Mortgage Pull-Through
At last month’s MBA Annual Convention and Expo in Las Vegas, lenders discussed and debated ways to reduce origination costs and increase productivity by investing in more modern technology, refining the use of technology, and making the loan production process more efficient. Improved servicing recapture and offering a greater variety of non-agency loan products were also explored as ways to achieve scale and spread fixed costs over more origination volume.
Cooling National House Prices Mask Regional Differences, First American Reports
Annual house price appreciation has slowed for 10 consecutive months, but pricing trends vary significantly by region, according to First American Data & Analytics, Santa Ana, Calif.