Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.
Category: News and Trends
Chart of the Week: Mortgage Delinquency Rates and Spreads Across Loan Type
According to MBA’s National Delinquency Survey, the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter, up 40 basis points from a year ago.
Disaster Recovery: A Resource for Homeowners
MBA’s Disaster Recovery: A Resource for Homeowners outlines what homeowners can do before and after a disaster, along with how to start and work through the recovery process.
Down Payment Assistance Programs Hit 2,679 in Q1, DPR Finds
Down Payment Resource, Atlanta, released its Q1 Homeownership Program Index, finding that there are 2,679 homebuyer assistance programs nationwide, up from 2,619 in the previous quarter.
Advocacy Update: House Offers Amendments to Senate Housing Package; Kevin Warsh Confirmed as Fed Chair; MBA Responds to FSOC Proposed Guidance
This week’s top legislative and policy news from the Mortgage Bankers Association.
Dealmaker: M&T RCC Closes $25M Bridge Financing for New Jersey Property
M&T Realty Capital Corp., Baltimore, closed a $25 million bridge loan in partnership with Eminent Capital, Lakewood, N.J. The loan will support the acquisition and lease-up stabilization of a newly constructed multifamily community in Burlington, N.J.
AI Upskilling with PhoenixTeam, May 19
Join MBA Education and PhoenixTeam for a dynamic two-hour virtual workshop designed to help mortgage professionals understand where to start with AI, how to build steady momentum, and what it takes to advance to the next level.
People in the News, May 18, 2026
Industry personnel news from Click n’ Close, Default Analytics, Planet Home Lending, LoanCare, WFG National Title Insurance Co., ClearLine Crisis Communications, ServiceLink and Westcor Land Title Insurance Co.
Certified Mortgage Compliance Professional (CMCP) Designation
MBA offers the only certification and designation program geared exclusively toward compliance professionals in the mortgage finance industry, the Certified Mortgage Compliance Professional (CMCP) Certification and Designation program.
Affordability Is Improving–Will Sales Follow?
The housing market shows some signs of improvement, even as overall sales remain below historical norms. Part of that improvement reflects a shift in affordability, First American Deputy Chief Economist Odeta Kushi writes.