New MBA Webinar Series to Explore How to Leverage Rental Payment History Into the Underwriting Process

In April, MBA published its Leveraging Rental Payment History to Approve More First-Time Homebuyers white paper, which focuses on increasing lender adoption of rental payment history. As the next step in its efforts, MBA is encouraging members to join a timely discussion about the benefits of incorporating rental payment history into the underwriting process via a series of upcoming webinars.

Mortgage Credit Availability Increased in October

Mortgage credit availability increased in October according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association that analyzes data from ICE Mortgage Technology.

Industry Briefs, Nov. 12, 2025

Industry news from Mortgage Cadence, MeridianLink, FICO, NewDay USA, Arrive Home, Enact Mortgage Insurance, Data Foundation and DFIN.

People in the News, Nov. 10, 2025

Industry personnel news from Westcor Land Title Insurance Co., NewDay USA, Certainty Home Lending, Click n’ Close, NCCI and Polunsky Beitel Green.

Mortgage Call Report Version 7 XML Released

On Oct. 31, the Conference of State Bank Supervisors posted the Mortgage Call Report Version 7 XML file for filers to begin building compliance. Considering the delay in the XML release, MBA has urged CSBS and the American Association of Residential Mortgage Regulators to encourage their state regulator members to offer Q1 2026 grace periods for the first filing of MCRV7.

ATTOM: Vacancy, Zombie Foreclosure Rates Down

ATTOM, Irvine, Calif., released its Q4 2025 Vacant Property and Zombie Foreclosure Report, finding that 1.32% of residential properties in the U.S. were vacant. That amounts to about 1.4 million homes.