Annual expenditures for improvements and maintenance to owner-occupied homes should grow modestly through 2026, according to the Joint Center for Housing Studies of Harvard University.
Category: News and Trends
Industry Briefs, April 30, 2025
Industry news from Dark Matter, Consolidated Analytics, Sagent, First American Data & Analytics, AnnieMac, UNIFY, VantageScore and Fitch Ratings.
Milliman: Fourth-Quarter Mortgage Default Risk Decreases
Milliman, Seattle, found a slight decrease in the lifetime serious delinquency rate (for homes 180 days or more delinquent) for U.S.-backed mortgages.
Join MBA’s Member Discount Program
The Mortgage Bankers Association’s Member Discount Program offers companies the opportunity to provide special, member-only discounts — boosting visibility and engagement with MBA members.
How Local Nonprofits are Transforming Housing Markets: Lessons from CONVERGENCE, April 30
Join us for an insightful discussion on how local nonprofit organizations, lenders, and industry professionals are collaborating to address housing supply challenges, expand homeownership opportunities and bridge systemic barriers in housing finance.
MBA Premier Member Editorial: Transforming Mortgage Workflows with Intelligent Verification
What if verification–one of the most time-consuming parts of the lending process–could actually become a competitive advantage? Xactus President Shelley Leonard examines the question.
RCN Capital Reports Real Estate Investor Sentiment Falls
RCN Capital, South Windsor, Conn., released the spring 2025 RCN Capital/CJ Patrick Co. Investor Sentiment Index, finding that the quarterly score fell to 88. That’s the lowest level recorded since the inception of the index in fall 2023.
MBA’s Affordable Homeownership Advisory Council: Leveraging Rental Payment History to Approve More First-Time Homebuyers
MBA and its Affordable Homeownership Advisory Council just released a white paper that outlines how lenders and the government-sponsored enterprises can more effectively use rent payment data to responsibly qualify first-time homebuyers.
Quote of the Day
“Incorporating verified rent payments into loan files from the outset—not as a second look—can change outcomes for aspiring homeowners.”
–Jeremy Potter, AHAC consultant and Founder of Next Belt LLC
Industry Briefs, April 29, 2025
Industry news from Dark Matter, Consolidated Analytics, Sagent, First American Data & Analytics, AnnieMac, UNIFY, VantageScore and Fitch Ratings.