Nima Ghamsari is CEO and co-founder of Blend, a Silicon Valley technology company empowering lenders to originate efficient, data-driven mortgages while improving the borrower experience.
Category: News and Trends

GSEs Publish Updated Redesigned URLA, Supporting Documents
Fannie Mae and Freddie Mac yesterday published static components of their updated redesigned Uniform Residential Loan Application.

A Conversation with Nima Ghamsari of Blend
Nima Ghamsari is CEO and co-founder of Blend, a Silicon Valley technology company empowering lenders to originate efficient, data-driven mortgages while improving the borrower experience.

Fiserv: Digital Loan Applications Rise with Mobile Device Use
Fiserv, Brookfield, Wis., said its latest Expectations & Experiences consumer trends survey reported nearly two thirds of people who applied for loans in the past two years now do so either partially or fully online, a marked increase from 2018.

Survey: Buyers, Sellers Say Rising Home Prices Have ‘Made Their Lives Worse,’ Want Policy Changes
Home buyers and sellers are nearly twice as likely to support policies designed to keep homes affordable as they are to support policies designed to strengthen home values, according to a new report from Redfin, Seattle.

Black Knight: Delinquencies Down 11% From Year Ago Despite Seasonal Uptick
Black Knight, Jacksonville, Fla., said the national delinquency rate edged up seasonally in September to 3.53%, but fell by 11.2% from a year ago, marking the largest year-over-year decline in eight months.

Mortgage Applications Decrease in MBA Weekly Survey
Mortgage applications fell for the first time in a month as key interest rates increased last week, the Mortgage Bankers Association reported this morning in its Weekly Mortgage Applications Survey for the week ending October 18.

Signs of Wavering in Remodeling Forecasts
Annual gains in homeowner spending for improvements and repairs are set to “give out” by the second half of next year, according to the Leading Indicator of Remodeling Activity report from the Remodeling Futures Program at the Joint Center for Housing Studies of Harvard University.

September Existing Home Sales Fall 2.2%
Existing home sales fell by 2.2 percent in September, following two consecutive months of increases, the National Association of Realtors reported yesterday.

Garth Graham of STRATMOR Group on the Current M&A Market
Garth Graham is a senior partner with STRATMOR Group, a 30-year-old mortgage banking consulting firm. He has more than 30 years’ experience in mortgage banking, ranging from Fortune 500 companies to successful startups. At STRATMOR, he manages M&A activities, providing strategies for independent and bank-owned mortgage lenders.