For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.
Category: News and Trends
Kaitlin Hildner Joins MBA as Associate Vice President of Loan Administration Policy
The Mortgage Bankers Association announced that Kaitlin Hildner has joined the association as Associate Vice President of Loan Administration Policy.
Today: Crisis Communication Playbook: How to Rapidly Respond to Borrowers with Clear & Empathetic Communications During Natural Disasters
This webinar explores how servicers can leverage AI and modern approaches to borrower communications to respond quickly to borrowers in times of crisis while ensuring accuracy and compliance.
Quote of the Day
“MBA, folks, is the only organization representing all segments of the real estate finance industry. Our ability to lead successfully on behalf of all of our members is unmatched because we see the entire picture.”
–MBA Chair and President of Lennar Mortgage Laura Escobar
Nearly Half of Homeowners Have Some Regret About Purchasing Their Home
Nearly half of current homeowners–45%–report having at least one regret about the purchase of their current home, according to a new survey from Bankrate, New York.
Introduction to Mortgage Banking (on Demand): May 12-June 9
Introduction to Mortgage Banking provides a broad overview of the world of single-family mortgage finance.
Quote of the Day
“Production profitability was close to break-even in the first quarter of 2025 despite a decline in volume and an increase in production expenses.”
MBA’s Marina Walsh, CMB
Kaitlin Hildner Joins MBA as Associate Vice President of Loan Administration Policy
The Mortgage Bankers Association announced that Kaitlin Hildner has joined the association as Associate Vice President of Loan Administration Policy.
MBA Advocacy Update: MBA Responds to OMB RFI on Deregulation
This week’s top legislative and policy news from the Mortgage Bankers Association.
MBA Premier Member Editorial: The AI Imperative–Reshaping Mortgage Banking for Efficiency and Growth
As lenders grapple with retaining top talent and optimizing technology stacks that often feel costly and underperforming, simply trimming expenses isn’t enough. This is where AI steps in, writes Sei AI Co-Founder & CEO Pranay Shetty.