New-Home Sales Rise in December

Sales of new single-family homes in December hit a seasonally adjusted annual rate of 698,000, the U.S. Census Bureau and Department of Housing and Urban Development reported jointly.

Upcoming School of Loan Origination Courses

MBA Education’s School of Loan Origination (SOLO) is a live, instructor-guided online course designed to provide an in-depth working knowledge of how to originate residential mortgage loans.

MBA: Mortgage Application Payments Flat in December

Homebuyer affordability improved slightly in December, with the national median payment applied for by purchase applicants decreasing to $2,127 from $2,133 in November, according to MBA’s Purchase Applications Payment Index, which measures how new monthly mortgage payments vary across time relative to income using data from MBA’s Weekly Applications Survey.

Why Freedom’s Stan Middleman Is Betting Big on Third-Party Origination

AUSTIN–Freedom Mortgage is betting on third-party origination despite other independent mortgage banks exiting the business. Freedom CEO Stanley C. Middleman thinks TPO will provide the mortgage industry with growth opportunities and increase profitability.

Quote of the Day

“Your words have challenged me, personally, to pause, reflect and truly look beyond the immediate. What I’ve learned from you is the importance of stopping to check around the corner, to take the time to look at the bigger picture, embrace growth and anticipate what lies ahead with intention and clarity.”
–MBA 2025 Chair Laura Escobar, discussing Freedom Mortgage CEO Stanley Middleman’s book, Seeing Around Corners: Achieving Success in Business and Life

Lennar Mortgage’s Tech Journey

Lennar Mortgage is integrating AI into its organizational processes to enhance efficiency. Here at MBA’s IMB conference, 2025 MBA Chair and President of Lennar Mortgage Laura Escobar and Lennar Financial Services Chief Information Officer Thomas Moreno discussed the process.