The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter, according to MBA’s National Delinquency Survey.
Category: News and Trends

Servicing Panel Talks AI, Insurance, Future Trends
DALLAS–What’s next for the servicing industry when it comes to trends and challenges in technology, regulation and the overall market?

The New Normal: A Government in Motion, a Mortgage Industry in Flux by BeSmartee’s Tim Nguyen
Donald Trump has been in office for just over two weeks and boy have there been lots of changes.

Matthew Gallant Joins MBA as Director of Member Relations
The Mortgage Bankers Association announced that Matthew Gallant has joined the association as Director of Member Relations.

MBA Receives Grant from PREA Foundation to Launch Program to Raise Awareness of CRE Career Opportunities
The Mortgage Bankers Association announced a new partnership with the PREA Foundation that will focus on leading college students into deeper relationships with the commercial real estate finance industry. The partnership will highlight MBA’s and the PREA Foundation’s commitment to fostering inclusive growth in the CRE industry through expanding opportunities to diverse talent.

Jason Dorsey on the Strengths, Trials of a Multigenerational Industry
DALLAS–Housing and mortgage banking is one “of the only industries that ultimately serves every generation,” said Jason Dorsey, a generational researcher and President of the Center for Generational Kinetics, at the Mortgage Bankers Association’s 2025 Servicing Solutions Conference & Expo.

Quote of the Day
“I think you have to meet the customer where they are, and every customer is going to be different.”
–David Schneider, CEO and President at Cenlar FSB, discussing the right methods for reaching customers

Breaking New Ground at Consolidated Analytics: Leadership Changes to Drive Transformative Growth (Sponsored Article)
The housing and mortgage industry is experiencing seismic shifts, from rising interest rates to regulatory challenges and the demand for digital-first solutions. Consolidated Analytics (CA) is answering the call with game-changing leadership transitions that set the stage for transformative growth.

ICE: 2024 Saw Softest Home Price Growth in Years; Mortgage Delinquencies Trending Higher
Home prices ended the year on an up note, but 2024 was the softest year for home price growth in more than a decade, according to Intercontinental Exchange.

Starting Friday: Leading Mortgage Organizations–Essentials for Executives and Board Members
MBA announces the public launch of Leading Mortgage Organizations-Essentials for Executives and Board Members, a comprehensive program to equip board members and executives with the strategies to navigate today’s complex environment with confidence and success.