This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends

Chart of the Week: Multifamily Market Share by Capital Source
This Chart of the Week focuses on the distribution of the multifamily market share by capital source. The multifamily market is a fundamental part of the broader commercial real estate market, and originations have been strong throughout 2025. The figure reports MBA estimates of the shares of originations by each capital source, overlaid with total multifamily origination volumes.

CCMS Cares Raises Nearly $15,000 For MBA Opens Doors Foundation
The Commercial Certified Mortgage Servicer Society Philanthropic Committee, which launched the CCMS Cares: Supporting Neighbors in Need campaign, recently held a fundraiser for the Mortgage Bankers Association’s Opens Doors Foundation, raising $14,607.

Property Insurance Makes Up 7% of Housing Costs in Big Metros, ValuePenguin Reports
Homeowners in the 50 largest U.S. metros now spend an average of 7% of their monthly housing costs insuring their homes, according to the latest ValuePenguin by LendingTree study.

MISMO Releases Loan Boarding Dataset to Solve for Costly Errors Occurring Servicing Transfer
MISMO, the real estate finance industry’s standards organization, today announced the release of its new Loan Boarding Dataset, a standard for boarding newly originated residential mortgage loans into servicing.

State Regulatory Landscape Sees Collaboration, Challenges, Panel Says
WASHINGTON–Under the second Trump administration, the federal regulatory scene has clearly changed. With that in mind, everyone is “keenly interested” in what’s happening in individual states, said Nanci Weissgold, 2025-2026 MORPAC Chair and Co-Chair of the Financial Services Group, Alston & Bird, at MBA’s Compliance and Risk Management Conference Sept. 29.

MBA Statement on FICO’s Introduction of New Alternative Pricing Models
MBA’s President and CEO Bob Broeksmit, CMB, released a statement on FICO’s announcement of new alternative pricing models.

Trepp: CMBS Delinquency Rate Falls for the First Time Since February
Trepp, New York, released the September CMBS Delinquency Rate, finding that it fell six basis points to 7.23%. That’s the first drop since February.

Dealmaker: Mesa West Capital Originates $68.5M for Los-Angeles Area Property
Mesa West Capital, Los Angeles, originated $68.5 million in short-term financing for Legacy Partners and PGIM Real Estate’s acquisition of a multifamily community in Azusa, Calif.

MBA Premier Member Editorial: Strategies to Help Offset Rising Operational Costs in Mortgage Lending
Pragma’s Dan Farrell examines rising operational costs and explores tangible strategies that can offer a way forward for embattled financial institutions.