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Category: News and Trends
Advocacy Update: HUD Proposed Rule on Disparate Impact Liability; Ginnie Mae Digital Collateral Program Expansion; NY Governor Hochul Pro-Housing Agenda Released; more
This week’s top legislative and policy news from the Mortgage Bankers Association.
Jeremy Green Joins MBA as Vice President of Legislative Affairs
The Mortgage Bankers Association (MBA) announced that Jeremy Green has joined the association as Vice President of Legislative Affairs. In this role, he will be responsible for advocating on behalf of MBA’s policy priorities on Capitol Hill, with a primary focus on Democratic members and their offices within the United States Senate.
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
In recent months, rate volatility has diminished, as the future course of monetary policy has become clearer and financial markets have been relatively calm. Last week’s announcement that the GSEs will increase their purchases of MBS brought the spread in further, and mortgage rates dropped further over the course of the week.
Strong Demand for Senior Living in Q4 2025 Meets Limited New Inventory
The National Investment Center for Seniors Housing & Care reported senior housing occupancy ended 2025 at 89.1%. That’s an increase of 0.4 percentage points from Q3 and marked the 18th consecutive quarter of occupancy rate increases.
Zillow: 20 Major Metros to See Homes Reach ‘Affordable’ Status by December
Zillow, Seattle, projected that the mortgage payment for a typical home should be affordable in 20 of the nation’s 50 largest metros by December, the longest that list has looked since 2022.
Disaster Recovery: A Resource for Homeowners
MBA’s Disaster Recovery: A Resource for Homeowners outlines what homeowners can do before and after a disaster, along with how to start and work through the recovery process.
MBA Servicing Solutions Conference and Expo, Feb. 16-19
MBA’s Servicing Solutions Conference & Expo is the event for mortgage servicing professionals.
CBRE Forecasts CRE Investment Volume Growth
CBRE, Dallas, said it expects the commercial real estate market to see a 16% increase in investment volume in 2026, nearly matching pre-pandemic levels.
ATTOM: Foreclosure Activity Increased in 2025
ATTOM, Irvine, Calif., found that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023.