This week’s top legislative and policy news from the Mortgage Bankers Association.
Category: News and Trends
Chart of the Week: Retail Channel Mortgage Pull-Through
At last month’s MBA Annual Convention and Expo in Las Vegas, lenders discussed and debated ways to reduce origination costs and increase productivity by investing in more modern technology, refining the use of technology, and making the loan production process more efficient. Improved servicing recapture and offering a greater variety of non-agency loan products were also explored as ways to achieve scale and spread fixed costs over more origination volume.
The Next Evolution in Appraisal Management: Innovation with Confidence (Sponsored by Connexions)
Appraisal management is entering a new era where technology, compliance, and adaptability define how lenders balance speed with trust.
Cooling National House Prices Mask Regional Differences, First American Reports
Annual house price appreciation has slowed for 10 consecutive months, but pricing trends vary significantly by region, according to First American Data & Analytics, Santa Ana, Calif.
MBA NewsLink Q&A: Admiral Thomas Lynch of NewDay USA Discusses Purpose-Driven Lending
MBA NewsLink recently interviewed Admiral Thomas Lynch, executive chair of NewDay USA, about his work helping veterans and service members achieve homeownership.
MISMO Winter Summit, Jan. 12-15 in Amelia Island, Fla.
MISMO’s Winter Summit will take place Jan. 12-15 in Amelia Island, Fla.
Industry Briefs, Oct. 31, 2025
Industry news from Xactus, Plaid, Argyle, Thomas & Co., MeridianLink, Click n’ Close, WFG and FirstClose.
Single-Family Rent Growth Falls to Lowest Level in 15-Plus Years, Cotality Finds
Cotality, Irvine, Calif., reported that single-family rent prices in August 2025 increased 1.4% from August 2024–significantly less than the 3% average increase a year ago.
MISMO Publishes New Version 3.6.2 Reference Model
MISMO, the real estate finance industry’s standards organization, announced the publication of Version 3.6.2 of the MISMO Reference Model, which includes new data points, containers, and enumerations to support MISMO work products and other mortgage industry business content.
Mortgage Application Payments Decreased in September, MBA Reports
Homebuyer affordability improved in September, with the national median payment applied for by purchase applicants decreasing to $2,067 from $2,100 in September.