Mortgage Refinancing Starts to Thaw as Rates Trend Down

The Wall Street Journal, Aug. 30, 2025-Ben Eisen and Veronica DagherHomeowners with high-rate mortgages are starting to get excited about refinancing.Click here for more (subscription)

A Better Way to Spot Possible Delinquencies

National Mortgage Professional, Aug. 29, 2025-Lew SichelmanTransUnion has found a “direct correlation” between what a borrower’s monthly debt obligations are compared to their gross monthly income as an early indicator …

Wells, U.S. Bank Reduce First-Lien Mortgage Portfolios in 2Q

Inside Mortgage Finance, Aug. 29, 2025-James DohnertTwo of the four largest banks and thrifts reduced their first-lien mortgage portfolios during the second quarter of 2025, according to a new ranking …

Payment-to-Income Trends Seen as Mortgage Risk Indicator

National Mortgage News, Aug. 29, 2025-Brad FinkelsteinAs serious mortgage delinquency rates continue to rise, rising payment-to-income ratios across other credit products could serve as a canary in the coal mine …

U.S. Pending Home Sales Ease in July

Reuters, Aug. 28, 2025Contracts to buy previously owned U.S. homes fell more than expected in July as higher mortgage rates and a slowing labor market sidelined prospective homeowners.Click here for …

ARMs Remain a Small Share of Mortgage Loans Despite Viral 41% Claim

HousingWire, Aug. 27, 2025-Flávia Furlan NunesAdjustable-rate mortgages (ARMs) often get more attention when rates climb, but don’t fool yourself: their actual footprint in the U.S. housing market remains modest.Click here …