MPA, Dec. 12, 2025-Liezel OnceHome buyers and sellers heading into 2026 appear torn between fear of a crash and hope for a gentle reset of the housing market, according to …
Category: Top National News
Why Housing Affordability Will Improve in 2026
HousingWire, Dec. 12, 2025-Mike SimonsenThe U.S. housing market is entering a new era. After four years of slow sales, rising prices and relentless affordability challenges, we’re finally seeing conditions shift …
Ginnie Mae Aligns Liquidation Reporting With GSEs
National Mortgage News, Dec. 12, 2025-Spencer LeeGinnie Mae announced its plans to change liquidation reporting requirements in a move that aligns its policies more closely with the government-sponsored enterprises and …
Agency Jumbo Volume Holds Steady in Third Quarter
Inside Mortgage Finance, December 12, 2025-Brandon Ivey Securitization of high-balance mortgages in the agency market chugged along during the third quarter of 2025 with $13.26 billion in volume, according to …
Fannie Expands ARM and Renovation Lending
National Mortgage News, Dec. 12, 2025-Bonnie SinnockThe government-sponsored enterprise removed a limit on adjustable-rate mortgages, and added flexibilities for repair, manufactured home and ADU financing.Click here for more (subscription)
What Third Federal Interest Rate Cut Means for Your Mortgage
Newsweek, Dec. 11, 2025-Giulia CarbonaroThe Federal Reserve cut interest rates by a quarter point on Wednesday, as it was widely expected to, lowering borrowing costs for the third time since …
Home Prices Go Negative for the First Time in Over 2 Years — and May Stay That Way for a While
CNBC, Dec. 11, 2025-Diana OlickHome prices have finally come down compared with last year, though just fractionally, according to daily reads from Parcl Labs, which looks at high-frequency listing data …
FHA Increases HECM Limit to $1.25M in 2026
HousingWire, Dec. 11, 2025-Sarah WolakThe Federal Housing Administration (FHA) said Thursday it will raise the maximum claim amount for Home Equity Conversion Mortgages (HECMs) to $1,249,125 in 2026, up from …
“Lock-In Effect” Tightens Its Grip And Freezes Mobility
National Mortgage Professional, Dec. 11, 2025Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide …
U.S. Mortgage Rates Tick Higher, Sending 30-Year Loans to 6.22%
Bloomberg News, Dec. 11, 2025-Prashant GopalMortgage rates increased slightly, adding to cost pressures for buyers.Click here for more (subscription)