FHA Usage Will Continue to Outgrow Private MI in 2026

National Mortgage News, Jan. 9, 2025-Brad FinkelsteinInsurance-in-force growth at the government-run Federal Housing Administration will continue to outpace its private counterparts going forward because of the current state of the …

U.S. Housing Starts Fall to Lowest Level Since May 2020

Bloomberg News, Jan. 9, 2026-Michael SassoNew residential construction decreased 4.6% to an annual rate of 1.25 million homes in October, government figures released Friday showed. Click here for more (subscription)

CFPB Raises HMDA Exemption and Escrow Thresholds

National Mortgage News, Jan. 8, 2026-Andrew MartinezLenders with less than $59 million in assets last year won’t have to share their home loan data with the government.Click here for more …

Conforming Mortgage Rates Should Remain Around 6% in 2026

National Mortgage News, Jan. 8, 2026-Brad FinkelsteinMortgage rates are starting 2026 marginally higher, according to Freddie Mac, with many observers expecting them to approach and possibly even move below the …

Western Pennsylvania, Small Metros Surge in Home Price Growth

HousingWire, Jan. 8, 2026-Jonathan DelozierHome prices in Johnstown and other western Pennsylvania markets posted some of the strongest gains in the nation in 2025 — dramatically outperforming the country’s largest …