Industry Briefs, Oct. 24, 2025
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Alpha7x Officially Launches
Alpha7x, St. Petersburg, Fla., announced its official launch. The platform provides an agnetic AI utility infrastructure that connects, validates and synchronizes mortgage data and eliminates redundant loan reviews.
Alpha7x provides a shared data orchestration layer that connects every stakeholder, preserves data lineage and creates a single, trusted record of truth that travels with every loan. It eliminates manual “stare and compare” work by autonomously reconciling data and documents at the field level, keeping human reviewers in the loop for execution.
It quantifies the savings it delivers to each client and retains 25% of the amount.
It’s currently running demos with lenders, servicers and investors.
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Plaid Introduces LendScore
Plaid, San Francisco, introduced Plaid LendScore, a new credit risk score built on real-time cash flow attributes and proprietary insights from Plaid’s digital financial network.
It can be used alongside traditional scores to enhance decisioning.
It gives lenders a deeper view of borrower financial health, as the Plaid networks see nearly 1 million daily connections across checking, savings, investment and loan accounts.
The first model, LS1, is trained on a dataset of nearly 1 billion transactions to predict the likelihood of default in 12 months for unsecured loans. After a borrower consents to share their bank account data via Plaid Link, lenders can call Plaid’s API to receive a score from 1-99.
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Incenter Provides CRA Exchange Platform
Incenter, Fort Washington, Pa., launched the Incenter CRA Exchange Platform, a “matchmaking solution” focused on trading CRA-qualified and fair lending loans.
The new national exchange is complimentary for banks, IMBs and credit unions. It was developed with e11tec and Watermark TPO, a division of Watermark Capital.
The Incenter solution, building on the e11tec automated intelligent platform for niche loan markets serves as a confidential matchmaker. Buyers provide credit overlays and geographic/MSA requirements and sellers provide information on their loans. Then, the platform automatically detects potential matches, alerting both parties and providing eligibility and pricing information.
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Blend Labs Rolls Out Intelligent Origination
Blend Labs, San Francisco, announced Intelligent Origination, an AI-powered system built into Blend’s digital lending platform.
Blend’s Intelligent Origination operates within the execution layer of lending, not on top of it. It connects every part of the process through a unified model that understands relationships across loan-level data, borrower documents and investor guidelines allowing it to handle more complex decisions autonomously.
Humans stay in the loop when judgment is needed, and AI can manage the repetitive and rules-driven work.
Starting in 2026, Blend will expand Intelligent Origination into additional use cases across fraud detection, income and asset verification, loan officer tools and borrower communications.
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iEmergent Announces New Dashboards
iEmergent, Des Moines, Iowa, announced three new market intelligence dashboards, giving lenders immediate, data-driven visibility into competitive benchmarking, market trends and broker performance.
They’re available within iEmergent’s flagship Mortgage MarketSmart platform or a la carte.
The three dashboards include HMDA Analysis, which lets users explore the latest HMDA data to compare performance against peer sets, identify potential partners and assess application, origination and denial patterns; Market Analysis, which reveals where mortgage origination opportunities are emerging and shifting in an chosen market; and Broker Profile, designed to help lenders identify and recruit ideal partners for their wholesale and correspondent channels.
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Prudent AI Platform Fully Integrates With Fannie Mae’s Income Calculator
Prudent AI, Dover, Del., reported it has launched the first AI-powered platform fully integrated with Fannie Mae’s Income Calculator.
The platform delivers instant qualified income calculations with speed and accuracy. Calculations meet Fannie Mae’s standards and are eligible for rep and warranty relief.
The system offers AI automation, universal income coverage and instant compliance confidence.
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Cloudvirga Announces Integration of Horizon POS With Stewart Valuation Intelligence
Cloudvirga, Irvine, Calif., announced the integration of its Horizon POS with Stewart Valuation Intelligence, a provider of appraisal management and residential real estate valuation services.
Borrowers applying on a self-serve basis can request an appraisal directly and loan officers can initiate and manage orders when completing an application on a borrower’s behalf.
Lenders decide how tasks are triggered: automatically upon intent to proceed or by the loan officer sending a secure link to the borrower. Each request goes to the loan officer for review before being released to SVI, which then assigns the appraisal through its ValueGuard software to the lender’s contracted AMC. Real-time status updates then flow back to Horizon.
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STRATMOR Group Releases Latest Report Highlighting AI, Consolidation
STRATMOR Group, Denver, released its latest Insights report, including an article “Raising the Stakes: Competing With Giants in the Age of AI and Consolidation.”
The article explores how lenders can navigate a competitive landscape reshaped by major deals, and explores strategies for both IMBs and those considering mergers or acquisitions.
Also in this month’s issue is “Running Smarter: How Benchmarking Turbo-Charges Servicing Retention.”
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