MBA Premier Member Spotlight: Mortgage Cadence

(One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association. Please contact MBA’s Alicia Goncalves, CMB for information about Premier Member Spotlights.)

MBA NewsLink: Share a brief overview of your company

Mortgage Cadence: At Mortgage Cadence, we’re dedicated to delivering the best loan origination system on the market, empowering lenders with an easy, intuitive, and fully digital mortgage experience.

Since our founding in 1999, we’ve made it our mission to be the last lending solution our clients ever need, driven by a deep commitment to service, partnership, and innovation. We combine cutting-edge technology with thoughtfully integrated advancements and support it all with a team of mortgage industry experts. Our solutions are designed to address the entire lending process, giving our clients a competitive advantage and delivering real, measurable business value.

As a proud Accenture company, we are backed by one of the world’s leading professional services organizations. This partnership allows us to scale our impact and stay at the forefront of digital transformation, helping lenders adapt to evolving markets, emerging technologies, and ever-changing regulations.

MBA NewsLink: What key products or services would you like to showcase?

Mortgage Cadence: One of the key products we’re proud to spotlight is MCP Essentials, the latest addition to our award-winning Mortgage Cadence Platform (MCP).

Launched in March 2025, MCP Essentials is a ready-to-use, pre-configured loan origination system (LOS) designed to meet the evolving needs of today’s mortgage lenders. Built around industry best practices and optimized for quick implementation, it delivers a streamlined, self-service solution that empowers lenders to move faster, reduce costs, and operate with confidence. MCP Essentials brings the full power of our next-generation MCP Enterprise offering in an affordable, scalable package that’s ideal for lenders seeking a complete end-to-end LOS without the complexity or expense of full customization. It offers intuitive configurability, rules-based workflows, and a modern user experience, all hosted securely in the Microsoft Azure Public Cloud and accessible from any device.

What sets the Mortgage Cadence Platform (MCP) apart is its ability to deliver operational excellence across the entire lending lifecycle. It includes everything from point-of-sale through closing collaboration tools, making it an all-in-one system that helps lenders remain agile, competitive, and compliant in a rapidly changing market.

MBA NewsLink: How would you describe your company’s culture?

Mortgage Cadence: Our culture at Mortgage Cadence is rooted in three core values: being client-centric, achieving team cadence, and staying flexible. These principles shape everything we do—from how we build our products to how we collaborate internally and support our clients. Being client-centric means we go beyond simply meeting expectations; we actively listen, anticipate needs, and focus on delivering meaningful outcomes that drive long-term success.

Achieving team cadence speaks to the way we work together, with rhythm, alignment, and purpose. We believe that when teams are in sync, communication flows more freely, collaboration becomes second nature, and innovation thrives. Everyone at Mortgage Cadence contributes to a culture of trust, respect, and shared responsibility, allowing us to move quickly and efficiently toward common goals.

Flexibility is also a cornerstone of how we operate. In a constantly evolving mortgage landscape, we embrace change with agility and curiosity. Whether it’s adapting to market trends, shifting regulatory environments, or new customer demands, our team is always ready to pivot and respond with smart, forward-thinking solutions.

MBA NewsLink: How is your company engaged with MBA?

Mortgage Cadence: In addition to attending and sponsoring key MBA events throughout the year, our team regularly contributes to MBA NewsLink and is deeply engaged in a variety of specialized committees, working groups, and educational initiatives.

Our Director of Compliance, Melissa Kozicki, is a Certified Mortgage Compliance Professional (CMCP) and a recent Certified Mortgage Banker (CMB) graduate. She was recently honored with the 2024 Ken Markison Legacy Achievement Award by the MBA for her exceptional contributions to the CMCP program. She plays a key role on the MBA’s Residential Technology Committee and partners with the MBA Education team to help shape the CMCP and School of Mortgage Banking courses. Melissa also sponsors future CMB candidates and teaches compliance for the Future Leader’s course through the Michigan Mortgage Lenders Association (MMLA), where she remains actively involved.

Head of MCP Enterprise Sales, Jeff Mattice, and National Sales Director, George Morales, are also highly engaged in MBA efforts. Both serve on the Residential Technology Forum and the Mortgage Technology Vendor Working Group, where they contribute to advancing innovation across the industry. George also chairs MBA’s MISMO Reverse Mortgage Development Workgroup (DWG) and participates in the MBA Government Loan Production Subcommittee. He regularly attends MISMO Summits, including the 2024 Fall Summit and the 2025 Virtual Winter Summit, helping to drive collaboration and standardization in mortgage technology.

MBA NewsLink: What opportunities do you see for collaboration with lenders and servicers?

Mortgage Cadence: At Mortgage Cadence, we recognize that collaboration is vital to driving operational efficiency, enhancing service offerings, and ultimately ensuring success in the mortgage industry. One of the most significant opportunities for collaboration lies in our open architecture platform, MCP, which seamlessly integrates with a wide network of service providers. By offering a vendor-agnostic solution, we empower lenders and servicers to choose the best-fit technology partners that align with their business needs, enabling them to define and implement a digital mortgage strategy that is flexible, scalable, and future-proof.

Our Services Center offers a unique “bring your own” integration model, allowing lenders and servicers to easily connect, communicate, and map data with service providers of their choice. This central hub simplifies the integration process, allowing your teams to independently manage connectivity, release updates on your schedule, and deploy them efficiently. This fosters an environment where lenders and servicers can customize their workflows without being locked into specific vendors, ensuring they can operate with maximum flexibility and agility.

We also believe in transforming how industry participants collaborate. Our Collaboration Center reimagines the way lenders, title companies, realtors, and other mortgage professionals interact, bringing them together in one connected ecosystem. By eliminating the need for outdated email-based communication and portals, we increase productivity, reduce delays, and enhance digital security. This unified platform ensures that all parties involved in the mortgage transaction can securely share information, process documents, and communicate seamlessly within the same workflow.