The conventional wisdom is that originating and servicing higher balance loans means higher profits. However, according to a new white paper by the Mortgage Bankers Association titled, How do Mortgage Revenues, Costs and Profitability Vary by Loan Balance? An Analysis Using Benchmarking Data, the relationship between loan balance and profitability is more nuanced and may change over the course of market cycles.
Tag: White Paper

MBA Updates Documents on IMB Advocacy
The Mortgage Bankers Association issued updated versions of two documents that illustrate the association’s ongoing efforts to highlight the vital role of independent mortgage banks in the mortgage industry.

MBA White Paper Illustrates CMBS Market’s ‘Significant Role’ in Commercial/Multifamily Real Estate Finance
The Mortgage Bankers Association on Monday released a white paper, Role of CMBS in the Financing of Commercial and Multifamily Real Estate in America, which provides an overview of the commercial mortgage-backed securities market and highlights the vital role it plays as a capital source for the financing of commercial real estate.

Fannie Mae: Without Data Standards (and MISMO), Mortgage Industry Doesn’t Go Digital
In a new white paper, Fannie Mae, Washington, D.C., has a simple message for mortgage lenders: go digital–or go out of business.