MBA White Paper Measures the Impact of Loan Sizes on Profitability Through Mortgage Cycles

The conventional wisdom is that originating and servicing higher balance loans means higher profits. However, according to a new white paper by the Mortgage Bankers Association titled, How do Mortgage Revenues, Costs and Profitability Vary by Loan Balance? An Analysis Using Benchmarking Data, the relationship between loan balance and profitability is more nuanced and may change over the course of market cycles.

MBA Updates Documents on IMB Advocacy

The Mortgage Bankers Association issued updated versions of two documents that illustrate the association’s ongoing efforts to highlight the vital role of independent mortgage banks in the mortgage industry.