Consumer credit conditions remained largely stable in July, with delinquencies improving across the board, according to the latest CreditGauge report from VantageScore, San Francisco.
Tag: VantageScore
VantageScore: Consumer Credit Stays Healthy; Payment Discipline Holds Firm
Consumer credit conditions remained fundamentally healthy in June, but early signs of payment stress began to emerge, the latest VantageScore CreditGauge report said.
VantageScore: Consumer Credit Healthy, but Mortgage Delinquencies Tick Up
VantageScore, Stamford, Conn., released its CreditGauge for June, reporting that the average VantageScore 4.0 Credit Score increased one point to 702.
VantageScore CreditGauge: May 2026 Credit Performance Healthy
VantageScore, Stamford, Conn., released its CreditGauge for May, reporting consumer credit performance remained healthy in the month.
MBA Statement on FHFA and GSEs’ Release of Historical Credit Score Data
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement on the Federal Housing Finance Agency’s (FHFA) and Fannie Mae’s and Freddie Mac’s (the GSEs) release of historical credit score data for VantageScore 4.0 and FICO 10T adoption:
VantageScore: Consumers Borrow ‘Selectively’ as Delinquencies Ease, Mortgage Demand Strengthens
Consumer credit conditions continued to stabilize in April as delinquency trends improved across most stages, supported by seasonal tax-related relief, according to the latest edition of CreditGauge from VantageScore.
Panel Tackles FICO 10T, VantageScore 4.0 Differences, Implementation
NEW YORK–Four years after the Federal Housing Finance Agency approved FICO Score 10T and VantageScore 4.0, a panel convened at the Mortgage Bankers Association’s Secondary and Capital Markets conference to discuss progress on the credit score modernization effort.
VantageScore CreditGauge: Average Score Increases to 701 as Lenders Boost New Credit
Lenders shrugged off macroeconomic headwinds and increased their new credit accounts to top-tier consumers, according to the latest VantageScore CreditGauge report.
VantageScore CreditGauge: Mortgage Delinquencies Increase as Early-Stage Credit Stress Broadens
Mortgage delinquencies increased across all stages, according to the latest CreditGauge report from VantageScore.
VantageScore Reports Credit Scores Down in December
VantageScore, San Francisco, found that in December the average Vantage Score 4.0 credit score declined by one point to 700, indicating that consumer credit conditions are softening.