MBA Chart of the Week: Delinquency Rates by Loan Type

According to the latest MBA National Delinquency Survey, the overall delinquency rate for mortgage loans on one‐to‐four‐unit residential properties increased to a seasonally adjusted rate of 3.88 percent of all loans outstanding at the end of the fourth quarter of 2023.

MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2023

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.88% of all loans outstanding at the end of the fourth quarter of 2023, according to the Mortgage Bankers Association’s National Delinquency Survey.

MBA Chart of the Week Feb. 24 2023–Delinquency Rates by Credit Type

The latest credit delinquency data from both MBA and other sources indicates that delinquencies are rising.  In MBA’s National Delinquency Survey, covering national and state delinquencies through the fourth quarter revealed that the delinquency rate for mortgage loans on one‐to‐four‐unit residential properties rose to a seasonally adjusted rate of 4.96 percent of all loans outstanding at the end of the fourth quarter.

MBA: 4Q Mortgage Delinquencies Increase

Mortgage delinquencies rose to near 4 percent in the fourth quarter, the Mortgage Bankers Association reported Thursday, but remained near survey lows.

MBA: 3Q Mortgage Delinquencies Fall to New Survey Low

The Mortgage Bankers Association on Thursday released its 3rd Quarter National Delinquency Survey, reporting delinquency rate for mortgage loans on one-to-four-unit residential properties fell to its lowest level since the Survey’s inception.

MBA: 3Q Mortgage Delinquencies Fall to New Survey Low

The Mortgage Bankers Association on Thursday released its 3rd Quarter National Delinquency Survey, reporting delinquency rate for mortgage loans on one-to-four-unit residential properties fell to its lowest level since the Survey’s inception.

MBA: 2Q Mortgage Delinquency Rate at Record Low

The second quarter mortgage delinquency rate fell to a record low—even beating out pre-pandemic lows—the Mortgage Bankers Association reported Thursday.

MBA Chart of the Week, Aug. 12, 2022: National Mortgage Delinquency Rate

This week’s MBA Chart of the Week highlights the relationship between MBA’s mortgage delinquency rate and two economic indicators, the unemployment rate, and year-over-year changes in headline inflation – measuring the price of goods and services in the economy.