Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $973 on each loan they originated in the second quarter of 2026, compared to a net production profit of $727 per loan in the first quarter of 2026, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.
Tag: Marina Walsh
Mortgage Delinquencies Decrease Slightly in Second Quarter, MBA Reports
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.37% of all loans outstanding at the end of the second quarter of 2026, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
Chart of the Week: Components of Direct Servicing Operating Costs
In the previous week’s Chart of the Week, we focused on the major cost components of originating a loan in 2025. This week’s Chart of the Week focuses on the major cost components of servicing a loan based on data from the annual Servicing Operations Study and Forum (SOSF), MBA’s most detailed and comprehensive servicing benchmarking study representing almost 60% of the residential servicing market.
MBA: IMB Production Profits Remain Flat in First Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.
Mortgage Delinquencies Increase in the First Quarter of 2026, MBA Reports
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter of 2026, according to the Mortgage Bankers Association’s National Delinquency Survey.
MBA: IMBs Post Improved Net Production Profits in 2025
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported an average profit of $785 on each loan they originated in 2025, up from an average of $443 per loan in 2024.
MBA: IMBs Report Production Profits in Fourth-Quarter 2025
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $674 on each loan they originated in the fourth quarter of 2025, compared to a net production profit of $1,201 per loan in the third quarter of 2025, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.
Chart of the Week: IMB Net Production Income
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of 17 basis points (or $674 per originated loan) in the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report.
MBA Economists Break Down What Servicers Should Know
GRAPEVINE, Texas–MBA’s Deputy Chief Economist Joel Kan and Marina Walsh, CMB, MBA vice president of industry analysis, took to the main stage at MBA’s Servicing Solutions Conference and Expo Feb. 18. to address their economic outlook and how that impacts mortgage servicing–including that product mix, staffing and performance by loan type are all factors for servicers to watch right now.
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.