What GSE Reporting Changes Mean for Servicers

ICE’s Matt Dowd says the mortgage servicing industry is in the early stages of a compliance transformation that will touch nearly all operational systems servicers rely on, “and the window for comfortable preparation is closing.”

Chart of the Week: Credit Score Transition Table

This week’s MBA Chart of the Week presents an analysis of the credit scores recorded in ICE loan application data from the first half of 2025. Each record includes up to three anonymized credit scores for both the borrower and co-borrower.

ICE First Look: Delinquencies Hold Steady in April

Mortgage performance remained broadly stable from March to April, with the overall share of past-due loans unchanged and below pre-pandemic levels, ICE reported Tuesday in its monthly First Look report.

ICE: Mortgage Refinance Retention Reaches Multi-Year High

Mortgage servicer refinance retention rose to a 3.5-year high in the third quarter as falling interest rates encouraged homeowners to reduce monthly payments for lower returns than in past cycles.