MBA: Mortgage Delinquencies Increase in Fourth-Quarter 2024

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter of 2024, according to the Mortgage Bankers Association’s National Delinquency Survey.

Chart of the Week: Mortgage Delinquency Rate Spreads by Product Type

According to the latest results from MBA’s National Delinquency Survey (NDS), the overall delinquency rate for mortgage loans on one‐to‐four‐unit residential properties increased to a seasonally adjusted rate of 3.98 percent of all loans outstanding at the end of the fourth quarter of 2024.