At the end of last year, Fannie Mae warned lenders about collateral-related loan defects that should have been detected in appraisal reviews. MBA NewsLink sat down with Shawn Telford, chief valuation officer at Cotality, to discuss the GSE’s concerns and what the industry should be doing to address them.
Tag: Cotality
Homeowner Equity Down in Q4, Cotality Reports
Cotality, Irvine, Calif., found that borrower equity nationwide declined 0.5% year-over-year in Q4 2025.
Cotality Analyzes Buyers Choosing ARMs
Cotality, Irvine, Calif., released a new study, analyzing why more homebuyers are still opting for adjustable rate mortgages even as rates begin to drop.
Cotality: U.S. Mortgage Delinquency Rate Flat in December
Cotality, Irvine, Calif., released its latest Loan Performance Indicators, finding that the national mortgage delinquency rate was flat year-over-year in December, standing at 3.2%.
Cotality: Home Equity Continues to Dip
Cotality, Irvine, Calif., released its Homeowner Equity Report for Q3 2025, finding borrower equity decreased year-over-year by 2.1%.
Cotality: National Delinquency Rate Holds at 3% in September
Cotality, Irvine, Calif., released its latest Loan Performance Indicators, finding that in September, the share of mortgages in some stage of delinquency was 3%.
Cotality: Mortgage Fraud Risk Rises
Mortgage fraud risk increased 8.2% year-over-year, with an estimated 1 in 118 applications showing indications of fraud, according to Cotality, Irvine, Calif.
Cotality: Single-Family Rent Growth Weakens in July
Cotality, Irvine, Calif., released its Single-Family Rent Index for July, finding that prices increased just 2.3% year-over-year.
Cotality: Home Equity Picture Mixed in Q2
Cotality, Irvine, Calif., released its Homeowner Equity Report for Q2, reporting that the average U.S. homeowner lost approximately $9,200 in equity over the past year.
Cotality: U.S. Delinquency Rate Steady in Q2, but Edging Up
Cotality, Irvine, Calif., released its latest Loan Performance Indicators, finding that as of the end of Q2, the number of mortgages in some kind of delinquency was 2.9%.