NEW YORK–The Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, took the stage at the association’s Secondary and Capital Markets Conference May 18, emphasizing the importance of affordability and reform.

SAN DIEGO–The commercial real estate market is showing it can adapt to a higher-rate environment, and that means more opportunities for lenders and more servicing activity, MBA Chair Christine Chandler said here at MBA’S CRE Servicing Solutions Conference.

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter of 2026, according to the Mortgage Bankers Association’s National Delinquency Survey.

Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.

Auction.com, Irvine, Calif., released its 2026 Buyer Insights Report, finding that the vast majority of buyers are local and purchasing 10 or fewer homes a year.

Down Payment Resource, Atlanta, released its Q1 Homeownership Program Index, finding that there are 2,679 homebuyer assistance programs nationwide. That’s up from 2,619 in the previous quarter.

Mortgage lock activity pulled back in April after a strong first quarter, according to Optimal Blue’s latest Market Advantage mortgage data report.

According to the latest results from MBA’s National Delinquency Survey (NDS), the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter of 2026. The delinquency rate was up 18 basis points from the fourth quarter of 2025 and up 40 basis points from one year ago.