For the better part of the last 15 years, the housing conversation has been remarkably consistent. We don’t have enough homes, builders aren’t building enough, household formation is outpacing supply. The solution is simple: build more housing.

MISMO, the real estate finance industry’s standards organization, announced the release of an updated version of the SMART Doc 1.02 Implementation Guide, a comprehensive resource that provides business, operational, and technical guidance for implementing electronic mortgage documents, including eNotes, throughout the mortgage lifecycle.