Mortgage Delinquencies Decrease Slightly in Second Quarter, MBA Reports
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.37% of all loans outstanding at the end of the second quarter of 2026, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
Matic: Homeowners Start to See Insurance Premiums Moderate
Matic, Columbus, Ohio, released its 2026 mid-year analysis of the insurance market, finding that a growing number of homeowners are seeing their insurance premiums decrease.
MBA Weighs in with FHFA on Proposed Changes to Suspended Counterparty Program
The Mortgage Bankers Association weighed in with the Federal Housing Finance Agency Aug. 12 regarding proposed changes to FHFA’s Suspended Counterparty Program (SCP).
New York Fed: Household Debt; Mortgage Balances Decrease Slightly
Total household debt decreased by 0.1%, or $13 billion, in the second quarter to $18.8 trillion, the Federal Reserve Bank of New York reported last week. Mortgage balances declined by $74 billion.
MBA Weighs in With CFPB on Promoting Access to Credit, Questions Related to Its TRID Rule
The Mortgage Bankers Association responded to the Consumer Financial Protection Bureau in response to its request for information on Promoting Access to Credit and questions related to its TRID rule.
The Overlooked Case for Manufactured Housing Finance
America’s housing affordability crisis has created a simple but increasingly urgent question for mortgage lenders: Where will the next generation of homeowners come from? As the median price of an existing home has climbed nearly 50% since 2019, a growing share of buyers are finding that traditional site-built homes are simply out of reach. Manufactured housing, which often costs roughly one-third as much, could fill this gap.
