This Is the Salary Needed to Afford a Typical US Home in 2026

USA Today, Aug. 5, 2026-Anthony Thompson

In June 2026, Americans need to earn about $110,000 a year to comfortably afford a median-priced home, with the required income stabilizing after a year of rise while affordability shows modest improvement in some markets.

A new Redfin report found that a household would need an annual income of $109,796 to purchase the median-priced U.S. home in June 2026 while spending no more than 30% of said income on housing costs. That’s just 0.5% lower than the record high of $110,382 a year ago, meaning the income needed to buy a home has changed very little over the past year.

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