As GSEs Prep for Crypto, Lenders Test the Non-QM Waters

HousingWire, Sept. 19, 2025-Sarah Wolak
Last week, a UMortgage originator took to LinkedIn to announce a unique loan he was working on — a $4 million non-QM loan for a borrower using cryptocurrency through an off-exchange XRP wallet to qualify. Industry observers say the deal highlights both the potential and the challenges of bringing digital assets into housing finance.
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